Curious to know how many people with families here have private health insurance ( hospital and extras ) . I have a wife and 2 kids and we are currently paying around 3500$ a year.
It seems a like a real waste especially since we only use dental and optical every year.
Just curious to know if there are families out there who just rely on public health and what their experience is like .
Unless you use all the extras, get hospital only.
I've used and worked in both. If it is anything serious, you'll be covered by medicare and treated by a resident at least. You won't get to request a specific doctor but doctors who make it to specialty residency or above are usually competent.
The main downsides in public are - slightly not as good bedside manners (less time per patient but not always) and they serve you these hard cheeses as if they're food. Soft cheeses are reserved for paying customers.
Oh, and I think the janitors spray urine scent in public wards. They use lavender in private.