Just wondering if possible for someone to apply credit cards from a bank that out if their home state? Ie you're in NSW and apply a CC from Bank of Melbourne or Bank of Queensland?
I'm running out of options to get 1st year fee free (or discount annual fee) CC with bonus points from the big 4 ANZ , Westpac and St George - NAB's promotions have very high fee so not interested in them.
These banks obviously don't have websites or phones for their customers to call. lol 😁
The reason I asked because i like to know how they going to do ID verify. I guess someone in ozb community have done this before. Someone told me they could do ID at post office.
If you’re an Australian citizen they can most likely do online verification from your passport and drivers license. If you’re a PR they can do it from your PR card and drivers license. I churn cards for rewards and have yet to go into a physical branch.
@justdigi: I've applied CC from StG, ANZ, WP, 28 degrees, CitiBank, CBA .
ANZ, no problem because I'd home loan & trans account with them.
StG , WP & CBA: must go to branch to ID. That was approx 2yr ago so not sure if they still do.
CitiB: online verification.
28: ID at Post - may be due to verification process 5+ years ago.
I'm an Australian citizen.
Yes.
Should be fine. Plus there are some BOQ branches in Sydney.
Melbourne too.
BoM is just a subsidiary of Westpac.
St George & BoM are the same. I had to go to a BOM for a St George card when i lived on vic. Possibly might have same systems if you're credit card shopping.
Thanks WreckTangle. Then I probably go to StG to verify for BoM application.
I had a BankSA card issued on/linked to my StG accounts a few years ago.
Have you tried their respective websites