Yesterday as I was driving my boy home from a nice father's day out at the beach, a car suddenly cut-across into my lane at speed. I instinctively swerved to avoid a collision, but in the process ran my car into the gutter, slashed the sidewall of the front passenger tyre and flatted. I honked and high-beamed my light, but said careless driver drove-off while I limped to a stop by the side of the road.
Fortunately my son and everyone in the car is okay, but I am up for a new tyre and potentially wheel realignment costs.
I managed to get the plate, as well as dashcam footage — so was wondering what recourse I have in this situation?
My thought was to lodge a claim with my insurer, and handover the footage so the insurer can investigate / take action against the other driver. I assume given I have footage it is unlikely the insurer will come back and say they were unable to find the other driver, and thus I'm at fault by default.
I guess the other option is to report it to the police, as per the advice here
Have I missed something, is there a better way to go about this or am I resigned to sucking it up / letting it go?
WHERE IS THE FOOTAGE AND THE MS PAINT DIAGRAM PLEASE CAN YOU HURRY UP OP? I cannot do my job as a OzBargain assessor slash private investigator without those 2.