Hi there,
I am posting this on behalf of a family member who we will name for now 'Adam'. Please note I am not fully there with the details and only asking for general guidance.
Adam was involved in a rear-end collision a few months ago where, due to his own 100% fault, he ended up crashing into a car in front which crashed forward into another car. Adam's insurance has been settling with the driver immediately in front and Adam has paid for the excess and other associated costs with it. There has been no recent news on the incident for a while now.
Just today, the owner of the car directly in front of the car immediately hit has shown up to Adam's doorstep with a summons to the magistrates' court for the value of 15k+.
What would be the next step here? Adam's understanding is that the insurance would have dealt with the damages. Should Adam contact his insurance? A lawyer? Really unsure about what happens next or why the person is bringing the summons directly to Adam.
please tell me 'Adam' has comprehensive car insurance…