Hi
I am looking to refinance my home loan which is soon going to lapse the fixed period. Previously I have used the brokers but now I believe that it's best going out yourself as there are plenty of sharp deals with cashback or bonus reward points. What's the best way to uncover them? Is there a good website that you can trust in use it. I appreciate any help or constructive inputs in advance.
Thanks. But I was still looking for a platform where I can go, type in my crietrias and then it comes up with the best offers and rates. Comparethemarket, Mozo, Finder are all crap. There was a website cant remember which came in 2 years back and showed that, masked the Big 4 by not naming it but telling Big 4 or 2nd Tier provider.
Canstar
My broker always keeps me up to date with cashback deals, in fact I believe there was a broker on Ozbargain a couple of days back who was kicking in an additional $2K on top of the $4K cashback from ANZ.
I need to then definitely look for his/her detail!!
https://www.ozbargain.com.au/node/528949 - $2K extra
https://www.ozbargain.com.au/node/523344 - 0.3% extra, better for larger refinances
Thank you very much!!!
There are some good rates and cashback which brokers also have access to.
To be honest, in this market and with the banks asking many more questions around Coronavirus, it's worthwhile speaking to a good broker. With that being said, it's definitely a good market to be refinancing if your earning ability isn't affected by Coronavirus and you can demonstrate that.
Happy to help if needed
Thanks for your help on offer, are you yourself a mortgage broker?
Yep I am!
https://www.ozbargain.com.au/tag/home-loan