Ditch the NBN if you’re in Ballarat, Mildura or Geelong and can connect to iiNet/Westnet cable.
Typical evening speeds of 200/20Mbps. From seeing users Speedtests the speeds are closer to 250ish/50Mbps.
https://www.speedtest.net/result/6979172810
For $39.95 for first 12 months why would you even bother with the NBN?
$59.99 signup fee for the Cable box + $10 shipping fee. Works out to $45 a month.
https://www.westnet.com.au/internet-products/fibre/cable/
Westnet link above