How Do I Answer The "Monthly Repayments" Question on ANZ Credit Card Application

Lneme on 05/03/2020 - 20:50
Last edited 05/03/2020 - 21:21

I'm applying for an ANZ credit card, and I have to fill in credit card limits and debts with non-ANZ organisations. I have another card with $6000 limit, currently owing $2300 but I pay off the negative balance before ever paying any interested.

There's a field that asks for "Please enter the total monthly repayments on all non-ANZ cards". What exactly do i put there considering I'm a churner? I don't really pay any monthly regular amounts, I just pay it off before the end of a statement period.

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Comments

  • bloom on 05/03/2020 - 20:56
    +7

    Zero

    • neme on 05/03/2020 - 20:57

      That's what I thought. Cheers

  • Jade81 on 06/03/2020 - 10:09
    +1

    Each statement has a minimum payment amount from the bank. I would put that if you don't pay it off.

  • Euphemistic on 07/03/2020 - 07:08

    I would have thought the monthly repayment is the amount you pay per month. Ie $2300 or what is an average month.

  • blutek on 07/03/2020 - 14:04

    you may be right, but I only put the minimum payment amount, contractually that's your committed liability.

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