QFF Bonus Points - Can I Get 2 Bonus Offers in a Year?

dinesht on 02/12/2019 - 20:55

Hi All,

I got 90k QFF bonus points in April this year using the St-George offer. Do I need to wait 12 months before I can apply for another credit card with a different bank to get more bonus points?

Thanks

Financial Credit Card Frequent Flyer Qantas Frequent Flyer Reward Points

Comments

  • AdosHouse on 02/12/2019 - 21:11

    No.

    Go to town on the deals.

  • bai tu on 03/12/2019 - 05:20

    Exclusion periods only apply for getting another card at the same bank, you'll be eligible for the signup bonuses at other banks.

    The only catch is with the St.George/BoM/BankSA group, which are typically considered the "same bank" when it comes to these things.

    When in doubt, consult the T&C's for each card offer, e.g. you'll normally find this phrase or similar for the above three banks:

    Existing customers who currently hold a Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer.

  • AbsX on 03/12/2019 - 06:06

    Careful some can be 18 months like some AMEX issued cards

    Always always always check T&Cs if you owned the card before (actually in theory you should check it regardless lol)

  • dinesht on 03/12/2019 - 07:25

    Thank you all,I will go to town on these deals and ensure I check the t&C's.

  • Porker on 03/12/2019 - 15:20
    +1

    Whenever I find a good deal, I sign up for the new card and do the same for my wife. We just pool our QFF points when we're planning holiday etc.

  • bargainman000 on 10/12/2019 - 12:12

    Is there an optimal wait time before applying for another credit card so credit score doesn't get impacted by too many applications in too short a time?

    I've held an ANZ card for a few years and recently added a Coles Mastercard.

    I will cancel one of this in 3 months time. How long should I wait before applying for another one?

    How do you guys strategize around this, also bearing in mind that these cards have a minimum spend in the first 3 months (so applying for many together may be problematic when it comes to collecting the bonus points)?

    Thanks

    • blueyez on 10/12/2019 - 13:29
      +1

      There's no correct answer to this. I have a few cards and have cancelled then applied later on without much effect on my credit rating.

      Cancelled 2 last year, and have applied for 3 since then. I was shocked to get approved for 2 cards within about 1 month of each other this year.

      The only way - unfortunately - to find out, is to apply.

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