Third-Party
I just missed out some of the good sign up offers which ended last month. I am considering this offer of $350 if you sign up and stay for 3 months with HCF via one big switch.
Below are some T & Cs:
If you take up the One Big Switch Health Insurance Offer with HCF, One Big Switch will send a Prezzee eGift Card to the value of $350 for families, couples and single parent families and $80 for singles. To be eligible to receive the Prezzee eGift Card you must take up combined hospital and extras cover with HCF via One Big Switch, your Policy Start Date must be between 28 October 2019 and 20 December 2019, 3 months must have passed since the Policy Start Date and the Policy must be current and paid up to date. Limit of one Prezzee eGift Card per policy. HCF reserves the right to end the offer at any time.
If you’ve switched from another health fund, you may not need to serve waiting periods, if: your HCF cover includes the same benefits and services as your previous cover; and you’ve served the equivalent waiting periods with your previous fund. You’ll need to have switched from another Australian registered health insurer or an international health insurer belonging to the International Federation of Health Plans, and join within 30 days of ceasing your previous membership. Continuity of previous cover doesn’t apply to loyalty limits for services like hearing aids, dental services (including orthodontic services), physiotherapy, chiropractic, osteopathy and exercise physiology. Any benefit limits used with your current fund will apply to your new HCF policy. Offer cannot be used in conjunction with any other corporate offer or discount.
Offer only available to new members taking out HCF Hospital and Extras cover. Waiting periods under the HCF Hospital cover will continue to apply. Waiting periods under HCF Extras cover, other than the 2 or 6 month waiting periods, will continue to apply.
Eligible Recipients will receive their Prezzee eGift Card by email up to 30 days after One Big Switch has confirmed their eligibility. The Prezzee eGift Card is valid for 3 years from the date of issue (www.prezzee.com.au). For full eGift card terms & conditions see here.
Offer is for switchers only and excludes existing HCF customers. If you take up the offer and you are not already a member of One Big Switch, you will become a member upon taking up the offer. HCF may recognise waiting periods you've already served with your current fund. Some longer waiting periods and conditions apply. Any benefit limits used with your current fund will apply to your new HCF policy. Offer cannot be used in conjunction with any other corporate offer or discount.
5HCF received the highest Net Trust Score in the Roy Morgan Private Health Insurance Report 2018
One Big Switch is a consumer network established to build real consumer power to access discounts, special offers, information and influence for our members, One Big Switch receives a commission for each member who takes up an offer with HCF and remains a member of HCF. One Big Switch returns up to $350 of this commission to members in the form of eGift Cards. Part of our commissions will also be used to fund future One Big Switch Campaigns.
Other deals up to $400 Adidas voucher- via medibank . Prices on Adidas website are not too competitive though.
https://www.medibank.com.au/health-insurance/special-offer/
or the $400 spec savers deal which is better value.
The private health insurance sector operates like this: it insures people that don't require insurance while it gets rid of the ones that do.