Both Samsung and Apple have 0% financing options. I figured it's a good idea not to cause a big dip when buying some new phones this year for the family.
CreditLine has a $0 annual fee, but $4.95 monthly fee, which comes about to $59.40
Gem has no monthly fee, but an annual fee of $99
I want to use one card to buy both products from Apple and Samsung.
Are there better cards out there? Should I worried about other hidden costs (I will be paying the installments on time of course, so I won't incur any fee… right?). Will the price of a product be different if I used Apple finance or Samsung Finance? What's the catch?
All the cards are from Latitude finance, but CreditLine seems the cheapest.
Update:
Both CreditLine and Gem charge $0.95 for online "payment handling"
GEM also charges $0.95 per deposit from memory but has 6months interest free for purchases over $250