I can only buy things that have a discount or pay via gift cards. Every time I go to the supermarket I only buy things that are on special. Also the only time I can eat takeaway food is when I have a voucher, and if something is not on sale I will wait or just won't buy it. Does anyone else have the same problem as me? How do I stop thinking about saving money?
Has Anyone Purchased Something Full Price Before?
pingualien on 05/09/2019 - 14:59
Last edited 05/09/2019 - 15:04
Last edited 05/09/2019 - 15:04
Comments
You don't use Flybuys/Everyday Rewards/RACQ membership to get 4c off per litre?
You're getting ripped off if it's only 4c ;)
Woolworth e gift cards 5% off
I pay full 7-11 price ;)
How do I stop thinking about saving money?
Live a little.
I don't see what OP's "problem" is.
OCD
Has Anyone Purchased Something Full Price Before?
kids
How much did they cost?
Too expensive and time consuming
Luxury cosmetics like Dior and Chanel now that my staff discount is gone; should have seen the day when it was 40% off all cosmetics (including Chanel, Dior, Jo Malone etc.) for staff …
Rego. Though do the CC points associated with that count as a discount?
The problem is, then things like this happen if you're constantly worried about getting the cheapest price. Failure to get the best deal, when someone is as particular as you, could really lead to mental anguish and stress. There's times where you just need an item, and chase down a decent price. Same with food shopping, you might just want it and grab it.
It does seem like a form of OCD and could really affect your relationships if others around you aren't quite as particular.
Don't you sometimes just live a little and get a meal out or even a coffee at a cafe without getting a discount? Hell even getting bread from a proper bakery, or meat from a proper butcher, rather than something discounted at Coles?
I paid full price for a HTC Vive last year, then everybody put their prices up by ~$100 so I feel as though I got a discount :)
Full price from anything that is a monopoly that I hate to use, eg banks, petrol stations, electricity providers, tool roads etc…
And yes I think about saving money from these plicks all the time
All of my Iphones, and my Car….
1) Does anyone else have the same problem as me?
To an extent most people will have some annoyance/anguish if/when someone else got a better deal than you have.
It is normal human logic/emotion.
2) How do I stop thinking about saving money?
Think more about making money.
It might also good to keep in mind that a value of things vary depending on the time/location/circumstances.
Of course I try to get the best deal possible. Best goods/services, at the cheapest/fairest price. One needs to be a good judge of the value of things. I guess this is just something one needs to develop.
3) I can only buy things that have a discount or pay via gift cards. Every time I go to the supermarket I only buy things that are on special.
You need to think how much your time/money/effort is worth. Is the inconvenience worth it?
4) Also the only time I can eat takeaway food is when I have a voucher, and if something is not on sale I will wait or just won't buy it.
Same as above. How much are you saving? is the inconvenience worth it?
With these kind of things, many retailer/manufacturer/business mark-up their product with the intention on discounting it at a later date. On some items, even during the sale their product is still not worth it. Do you feel better like this?
Certainly, get the best deal out there, that is how the current societal-contract works.
(I emphasise this again) You need to know the value of things. And how it relate to yourself.
Nothing wrong with trying to save on the broad front. But no need to go to extremes.
Remember the 80/20 rule. The majority of savings is achieved by identifying the top-recurring areas where you can save. As for the rest, one can take it a bit easy. You don't want to be a slave to money :-)
I am feeling the same OP. Paranoid about spending even $1 extra. It's taking a toll on me.
Woolies gift cards, 7-11 fuel locks, Opal topups only at Woolies with gift cards, checking OzBargain many times a day, thoroughly look for coupons before ordering Domino's, PizzaHut, Uber Eats, Cashrewards or Shopback everything online, shop most stuff only at Kmart - the list goes on and on.
I feel like I could better spend all this time thinking about how to earn extra, instead of wasting hours trying to save ~$10 or chase that $1 cashback.
My last full purchase was on my birthday. I got a $100 eftpos gift card and decided not to look for anything to save money. Spent it all at Rebel on full price items for stuff I am using everyday. It genuinely felt good and to the opposite of what I thought, I didn't feel stressed. Try spending full price for something you need and for a brand you trust and do not look for discounts. Saves time and energy.Another rule I came up with is if your possible savings per hour researched is less than your (calculated) hourly pay rate from work, it's not worth your time. Theoretically (I know there is a lot of people who can not get extra hours), spending 1 hour at work will compensate for all that stress and wasted hours you would have if you wanted to save a tiny $5.
I was recently looking for a plane ticket. It's price was $200 more than the same time last year. Spent all my free time for a week looking for deals, calculated cashback discounts, checked OzBargain every few hours everyday.
Then I realized, I can earn at least $200 in a day at work. I just bit the bullet, bought the ticket because I was tired of researching, and I justified it by "dedicating" one day's pay to compensate for the expected discount. Should have done that in the first place! Hours of free time wasted when I could have just sacrificed my 8 hours at work for it and be done with it.Hope I helped a little bit with my savings/hour & salary/hour idea. I am using it everyday now.
all the time, often times you need things today, not next week.
I buy something for the best price i can find at any given time, if that happens to be full price, so be it.
How do I stop thinking about saving money
Try to be sustainable and not but too many things. Buy good quality and make it go a long way by looking after it, etc.
Also the only time I can eat takeaway food is when I have a voucher
Went to HJs today. I've seen some comments here but thought I'd go and try. I approached the person taking orders - no vouchers, no discounts. Downloaded the app, couldn't get it to work. Pleaded with the manager, showed her the app crashing - couldn't help me. Left the store, couldn't stop thinking about the chips, walked back after 2minutes and ended up paying full price for a vegan cheeseburger meal, the first time in however long I can remember paying full price at HJs. At the end wasn't that bad - enjoyed the meal without the pressure of finishing off the second burger or feeling guilty about wasting it.
the pressure of finishing off the second burger or feeling guilty about wasting it
Can't you save it for another meal?
Gets soggy.
I buy things full price if the item is rare or in demand or I know that I wont have this opportunity again or I know that if I pay full price now I wont have to worry about it or the item will appreciate in price.
eg. I had to have a piece of equipment replaced at a facility and I just got a mate to do it and he organised everything and I didnt have to think about it and it was covered by his support contract.
I paid full price for a watch that was rare and out of production and if I didnt pay full price now I'd pay 50% more next year and 100% the year after.
In 2009, I paid full price for ACDC tickets at what was then called Subiaco Oval that sold out within minutes - there was no opportunity to get any discounts.
everytime i put petrol in my car i pay full price.