New credit card needed, started a new job

Donaldhump on 24/08/2019 - 10:48

quick question

need a new credit card, one with qff points, or velocity.

i started a new full time job 8 weeks ago or so with ample income, is this a fruitless exercise, or will they use previous employment / earnings as a measure. previous employment mix of long term, contracts etc.

have a decent credit score, and paid off current one always.

any recommendations for a card. i applied to st george once and they rejected it, but gave my junior colleague one who earned half as much but had worked in same place for 5 years

thanks

Financial Credit Card

Comments

  • Tech5 on 24/08/2019 - 10:57
    +3

    If they ask for proof, it is usually last 3 months of bank statements or pay slips

  • p1 ama on 24/08/2019 - 12:41
    +2

    You'll be fine, most places give out CC's like there's no tomorrow given it's pretty low risk for the providers.

    Go with AMEX, I only submitted my tax return and they approved my application. I also know of someone who forgot to send through any documentation and they just randomly approved his application a week later and sent through his card.

  • bazza1980 on 24/08/2019 - 17:34

    i started a new full time job 8 weeks ago or so with ample income

    Westpac banker?

  • Love a bargain on 24/08/2019 - 20:29

    Maybe wait till you've passed your probation period?

  • Findo on 26/08/2019 - 09:51

    I applied for the Qantas premier card six weeks into the start of my graduate program. All they wanted were my two most recent payslips and a contract stating my temporary engagement period. Another colleague applied for an Amex card a week before me and he got knocked back – I suppose it was because I held 3 credit cards prior to applying for the Qantas one and my credit score was excellent.

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