Join ahm - Promo Code - Get up to $200 off + $60 Kogan Credit - New Joins

50

Go to Deal

Lemmkayye on 12/08/2019 - 20:02 ahm.com.au (276 clicks)
Last edited 12/08/2019 - 20:12 by 1 other user

FREEKOGAN

The offer is:

• $60 Kogan.com credit; and
• up to $200 off for couples and families; or up to $100 off for singles and single parents

General:

• Offer available for new joins who have not held ahm hospital and extras cover in the last 30 days.
• Must join and commence a hospital and extras policy on direct debit on or before 31 August 2019.
• New members who join direct via web, phone and live chat
• You must enter the code ‘FREEKOGAN’ online or quote the Kogan Health code ‘FREEKOGAN’ on phone or live chat to be eligible to receive the money off and Kogan credit. If you don’t quote the Kogan Health code you will not receive the offer.
• Only available on direct debit.
• Not available on aggregators.
• Not available for hospital only, extras only, ambulance only or overseas student health cover.
• Cannot be redeemed for cash.
• Annual limits and waiting periods apply. If switching funds, limits used from previous funds may be deducted.
• Offer is not available in conjunction with any other ahm or third party offers.
• Please note we reserve the right to amend the offer terms and conditions from time to time.

Kogan.com credit:

• You must register for a Kogan.com account for free prior to joining a hospital and extras policy.
• You must have a valid email address and Kogan.com account in order to receive the Kogan Health code.
• You will be eligible to receive the Kogan.com credit after you’ve held an eligible hospital and extras cover for 105 consecutive days.
• If a member changes to an ineligible product during this period, they will no longer be eligible to receive the Kogan.com credit.
• Kogan.com credit can only be claimed through a Kogan.com account.
• Kogan.com credit expires 3 months from date of issue.

Up to $200 off:

• Single joins receive $50 off on starter package basic, starter flexi basic, starter basic and black 50 saver, starter basic and black 50.
• Single joins receive $100 off on all other hospital and extras products.
• Couple joins receive $100 off on starter package basic, starter flexi basic, starter basic and black 50 saver, starter basic and black 50.
• Couple joins receive $200 off on all other hospital and extras products.
• Single parent joins receive $100 off on any hospital and extras products.
• Family joins receive $200 off on any hospital and extras products.
• Members must maintain eligible hospital and extras cover continuously for 60 days from the cover start date to be eligible to receive the money off. If members change to an ineligible product during this period, the offer will not be issued.

Related Stores

ahm Health Insurance

Kogan

Marketplace

• 

  Thatbargainhunter on 12/08/2019 - 20:39

  +2

  How is the rort of private health ever a deal?

  • 

    mlburnian on 12/08/2019 - 20:45

    You would rather pay the levy?

    • 

      Gavman on 12/08/2019 - 21:30

      Most ppl don’t earn enuf to pay the extra levy so meh

    • 

      Tycn on 13/08/2019 - 07:55

      +1

      I'd rather give money to Medicare and subside an important social service than these guys.

      • 

        mlburnian on 13/08/2019 - 10:21

        -1

        Lifetime loading means u are forced to get pvt

        • 

          Gavman on 13/08/2019 - 10:43

          @mlburnian: How.. the way I see it.. unless I am missing something.. the longer u don’t get it.. the more expensive (loading) and eventually unaffordable it because meaning you stay on public system. When they introduced this loading it was meant to reward those that took up private Health insurance but by the same token and disadvantaging those that don’t over time makes it less and less attractive option so it in affect creates a division between those that have it and those that don’t and the barriers to enable ppl to switch later in life a harder choice. This is likely causing the industry to wain and why the cost of having insurance just keeps increasing and those that are on it are getting shafted for proping it up

          • 

            mlburnian on 13/08/2019 - 11:51

            @Gavman: Because income increases with time, especially those in twenties and early thirties, even if you are currently under the 90k single or 180k family threshold.
            My comments were aimed at those with professional full time jobs, where 90k is easily surpassed

            • 

              Gavman on 13/08/2019 - 16:14

              -1

              @mlburnian: Cool let me know when my income will increase. Been a few years ay. These threshold will also increase too when that finally happens.

              Plus aiming ur comments here on ozbargain I doubt U’ll find too many single income ppl on 100+k salaries looking for tedious bargains but I could be wrong..

• 

  Maxxjet on 12/08/2019 - 21:03

  Not good enough - I demand 6 weeks free + $300 cash back…

• 

  chakel on 13/08/2019 - 01:33

  Are waiting periods waived?

  • 

    Gavman on 13/08/2019 - 10:50

    I think they waiver 2&6month if u get combined cover.

• 

  Hogg on 13/08/2019 - 14:50

  AHM isn't very good. Private health insurance in general is worse than just saving the premiums yourself. For most people, it's only good as a forced savings towards health if they're a bad saver. The bad thing is the return you get in the saving is usually negative.

  • 

    Gavman on 13/08/2019 - 16:19

    +1

    Can’t argue with u there. Unless ur a FOMO tragic, paranoid about being treated in a public hospital or on a really high salary to save some tax can’t really why anyone would bother with it but each to their own.

    • 

      Hogg on 13/08/2019 - 18:16

      Very true. the medicare levy surcharge does make it worth it to have a cheap junk hospital-only cover but otherwise it's not worth it. Even the risk of incurring LHC loading later on doesn't make it worth it.

      • 

        mlburnian on 13/08/2019 - 19:09

        Extras can be worth it as even the cheapest extra gives no gap dental.

        • 

          Hogg on 14/08/2019 - 05:47

          @mlburnian: You're right in that it is worth it for some people. You'd have to check how much you pay for the extras and how much you get back but for the majority of people, they don't get their money's worth.

          I hope you don't take this as me being antagonistic. It's just that for most people, it's not worth it.

          These companies make billions in profits every year and from what I understand, extras makes them the best profit margins.

          Some of it is a false economy like how people tell me it's worth it because they get glasses every year but would they have gotten glasses every year if not for the insurance? If no, then it wasn't really worth it.

          Once again, your mileage may vary so as with anything, it's best to work it out for your individual circumstance.

          • 

            mlburnian on 14/08/2019 - 21:47

            +1

            @Hogg: Agree, ozbargainers are savvy. I'm sure they can easily do the numbers to work out if hospital and extras cover is worth it.
            I know that I was definitely saving money by having a very basic hospital and extras cover to MLS