Hi Everyone,
I'm looking for a debit card for my son, he is under 18 and looking for any particular bank I should go with? If there perks with any banks or anything else please let me know. He is 16 yrs old. Just want to find a good bank to go with or a bank with good deals or perks.
Thanks
Youthsaver doesn't have a debit card AFAIK, go for the smart access
ING, it's pretty much the adult version without the deposit/transaction conditions
Dollarmites lol
That's how they got me, still with commbank 27 years later
Commonwealth Smart Access is free whilst you're under 18 or a full-time student. I'd recommend this if branch access is important, otherwise the Orange Everyday Youth is great.
Can do Cardless Cash too if they forget their Debit MasterCard but still have their phone on them
Yep, I have ING as my main account and use the Commonwealth just for coin deposits and cardless cash. With PayID/Osko it works great.
Macquarie
St Georges currently has an offer where if you deposit $250, they'll give you another $50. It has no fees, a debit card', and will even refund any bank fees you encounter.
https://www.stgeorge.com.au/personal/bank-accounts/transacti…
Pretty hard to beat CUA everyday youth account. https://www.cua.com.au/everyday-banking/everyday-accounts/cu…
Fee free. Free use any ATM. 4% interest rate. Debit card for over 14's. My daughter has just turned 10 and I've got her started with this and an eftpos card.
I would go with the Commbank Youthsaver Account.
No fees, and provides access to the Commbank app.