Credit Card for Euro Trip?

[Deactivated] on 10/01/2019 - 15:05

Recently, On our visit to Flight Center. I was offered to apply for Credit (just to lower the financial burden) through a finance company called SKYE. This is our first trip and We do not have a credit card yet. I want to know how important it is to carry a credit card for euro trip and which one would you guys recommend?

Travel Credit Card Europe

Comments

  • Fergy1987 on 10/01/2019 - 15:12
    +1

    Bankwest Zero MasterCard

    • [Deactivated] on 10/01/2019 - 20:42

      This also gives travel insurance which is plus!

  • Ocker on 10/01/2019 - 16:09
    +1

    Many establishments will ask for a credit card for a security deposit

    • [Deactivated] on 10/01/2019 - 16:27

      Can you please elaborate?

      • Gunther on 10/01/2019 - 16:28
        +1

        As you check into a hotel - "We need a credit card to hold a $100 security deposit encase you break a bedside lamp or eat the entire minibar"

        Mmmkay

        • [Deactivated] on 10/01/2019 - 16:35

          Oh yes. definitely.

  • Gunther on 10/01/2019 - 16:27
    +1

    Also difficult to rent a vehicle without a credit card.

    • [Deactivated] on 10/01/2019 - 16:36

      Do you think having a Debit card instead of a credit is also considered a good option?

      • dcep on 10/01/2019 - 17:18
        +1

        No

      • Gunther on 10/01/2019 - 17:18
        +1

        Its possible with Debit Card, but more hoops to jump through and larger security deposits required - hold on funds etc.

        • [Deactivated] on 10/01/2019 - 20:40

          Got the point. :)

  • nkbswe5 on 10/01/2019 - 16:27
    +1

    To actually answer your question, it's not necessary as such to carry a credit card for a Euro trip - I just went on a student study tour and most of my fellow students didn't have credit cards at all. It's more important to have a card that you can give hotels to make a deposit or for security, etc. I used a Citibank card myself, as discussed in the first reply here. Worked very well, and isn't a credit card - it was a debit account that I can use online as a Mastercard. Therefore, since it's a Mastercard but only uses my own money, it's technically not a credit card.

    Personally, unless you think you'll run out of money or want a backup in case you get cash stolen or something, don't even worry about a credit card. But that's 100% personal opinion. If you want one, def check out the link and look for the ones with free travel insurance, because why not?

    • [Deactivated] on 10/01/2019 - 16:38

      Thanks heaps. I will look into these option in the link. Lately, someone told me about ING.

      • Meho2026 on 11/01/2019 - 16:20
        +1

        Just be aware that if you use a debit card as security in a hotel or for car hire, it will temporarily hold the amount. Then after you checkout the hotel or return the car, it can take days, occasionally a week or more until the funds are accessible again.
        If you dont have enough spare funds in your account you can end up with no access to cash at all.

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