Credit Card Balance Transfer in Two Weeks?

• 

  JimmyF on 29/10/2018 - 21:42

  +1

  This

  I have always paid my dues and monthly installments (mortgage, car loan, credit card dues) in time.

  conflicts with this

  I have about two weeks to pay my credit card dues.

  Doing the transfer shuffle from one 0% card to another is NOT paying your dues.

  • 

    vik27kum on 30/10/2018 - 09:49

    It is not conflicting when you have to do it once in four years.

    • 

      JimmyF on 30/10/2018 - 09:56

      -2

      I'll quote myself

      Doing the transfer shuffle from one 0% card to another is NOT paying your dues.

• 

  Iamnotcheap on 29/10/2018 - 21:55

  Also, the recent credit changes and checks; be prepared the bank will check not just your score but also what other facilities are open (to ensure you are capable of servicing the credit limit. If they get a scent that this facility remains open at time of application you may be declined.

• 

  Eeples on 29/10/2018 - 22:49

  "I would like to go for one which has a low (or zero) transfer rate and a 0% transfer fees."

  You would like what???

  0%pa interest rate of the BT
  0% BT fee
  $0 annual fee
  26 months

  This is what you want.

  But, you probably can't get all 4 of those.

  You also need to know that some banks like St George, Westpac and Bank of Melbourne are the same bank and generally you cant get a BT between them unless you ask VERY nicely.

  This is where you should start….

  https://www.finder.com.au/credit-cards/balance-transfer-cred…

  • 

    vik27kum on 30/10/2018 - 09:51

    I just need 6 months or so, not longer periods around 24 months.