Sold Tickets on Gumtree through Bank Transfer - Wrong Name - Scam or Not?

poormansfriedchicken on 30/08/2018 - 10:47
Last edited 30/08/2018 - 13:58 by 1 other user

Hi guys, I just sold a few tickets online through gumtree and provided the seller my bank details for them to deposit the amount.

The buyer has sent me a screenshot of the bank transfer invoice but has incorrectly put in my details (name is wrong but BSB and account number is correct). Should I be worried that there might be a chance for a future chargeback? I'm not releasing these tickets until payment clears but is this anything I should be worried about? edit: They put a entirely different first name

Thanks

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Comments

  • whooah1979 on 30/08/2018 - 10:52
    +2

    The buyer has sent me a screenshot of the bank transfe

    Wait for the funds to clear before doing anything.

    • poormansfriedchicken on 30/08/2018 - 10:56

      Yeah defs but scared that there could be further issues that arise in the future

  • [Deactivated] on 30/08/2018 - 10:54

    Misspelled name or whole different name?

  • [Deactivated] on 30/08/2018 - 10:56
    +5

    Next thread from OP:

    Gumtree buyer sent me fake bank transfer receipt details, what to do?

    • CyberMurning on 30/08/2018 - 11:03

      the answer will be easier: BIKIES

  • Quantumcat on 30/08/2018 - 11:00
    +2

    Wait a while before giving him the tickets, could be a bad cheque cashed to you

    • poormansfriedchicken on 30/08/2018 - 11:05

      This seems to be a payment through a banking app. I'll still wait a few days before I release them.

      • CyberMurning on 30/08/2018 - 11:08

        are you banker? how could you know for 1000%? call the bank to confirm after it clears. do not assume when dealing with $.

      • Randxyz123 on 30/08/2018 - 11:10

        Sounds like the old schedule payment and then cancel it trick.

        DO NOT give them the tickets until the payment comes through. It shouldn’t take longer than 24 hours.

        • poormansfriedchicken on 30/08/2018 - 11:41

          will do but once payment has cleared are they able to chargeback the payment?

        • oscargamer on 30/08/2018 - 11:45

          @poormansfriedchicken:

          yes - if they say they haven't received the tickets

          you are going to lose out on this sale

          as already said, gumtree = cash

        • poormansfriedchicken on 30/08/2018 - 12:02

          @oscargamer: but I can show evidence of screenshots and the email I used to back up my claim right?

        • oscargamer on 30/08/2018 - 12:14

          @poormansfriedchicken:

          just don't………….not one reply here has said what you are suggesting is a good idea.

          your money, your risk………..

        • altomic on 30/08/2018 - 12:37

          @poormansfriedchicken: PMFC - "BANK!! why did you give the money back to the buyer???? but I provided screen shots, right?!!"
          Bank - "those screen shots were fake,. You were scammed"

        • poormansfriedchicken on 30/08/2018 - 12:47

          @altomic: ??? if payment clears I should be fine right

        • Quantumcat on 31/08/2018 - 08:03
          +1

          @oscargamer: no they can't, you can't get back a bank transfer.

  • CyberMurning on 30/08/2018 - 11:01
    +2

    bank doesnt cross check name as far as i know, am i correct?
    i mean as long the bsb and ac number is correct you will get the money.

  • CyberMurning on 30/08/2018 - 11:03
    +1

    there is posts at whirlpool about someone deposited via stolen cheques.
    so the money will be clear after 2-3 days, then seller ship the stuffs, but then after a week bank will take the money.

    BE CAREFUL!

    gumtree = cash only
    no but no why no argue no further discussion

    • poormansfriedchicken on 30/08/2018 - 11:04

      these tickets are e-tickets :( can always cancel the tickets if they bounce but hoping it doesn't come to that.

  • boomramada on 30/08/2018 - 11:06
    +3

    Gumtree and Tickets shouldn't be in same sentence.

    • poormansfriedchicken on 30/08/2018 - 11:07

      last desperate measure! nobody wanted to buy face value tickets elsewhere..

      • boomramada on 30/08/2018 - 11:23
        +1

        Bit of a sad world dude, they try to buy it cheap and ripped you off as well :/
        Good luck recovering the money.

    • CyberMurning on 30/08/2018 - 11:10

      can be. example of sentence:

      got my tickets scammed on gumtree yesterday please help

  • kahn on 30/08/2018 - 11:15

    Send photos of each others drivers licences in case issues later arise. I hear that's all the rage these days.

  • myusername on 30/08/2018 - 11:37

    gumtree = scumtree

  • HighAndDry on 30/08/2018 - 12:15

    incorrectly put in my details (name is wrong but BSB and account number is correct).

    That's fine - bank only looks at BSB and Acc. No. anyway. How wrong was the name?

    But that only makes it as safe as a bank transfer can be, which is not very if it's a scammer. Usually though, the bad cheque scams aren't trying to get goods, they'll transfer you extra money, and ask for you to transfer that extra to another account.

    If the sum is correct and the account name is the only problem, this seems actually okay. No need to panic just yet.

    • oscargamer on 30/08/2018 - 12:19
      -1

      So why does a bank transfer ask for a name then?

      They ask so that once the person sending the money says "Oh no, how silly of me, I mixed up who I was sending the money to. It should have been X not Y" the bank is forced to reverse the transfer

      • HighAndDry on 30/08/2018 - 12:21
        +1

        Bank asks for name so you know who you're sending money to. Literally every bank transfer ever warns you that they only process transfers on basis of BSB and Acc. No. and that names are disregarded.

        And no - the bank isn't "forced" to reverse the transfer ever. Have you ever tried? Jesus. It's easy to get scammed - but it still takes a bit of effort on part of the scammer.

    • Baysew on 30/08/2018 - 12:51
      +1

      How wrong was the name?

      OP states -

      Just misspelled my first name

      • HighAndDry on 30/08/2018 - 12:59

        Oh thanks, missed that. Eh, I don't think that's cause for worry. I've had bank cheques with slight misspellings accepted by the bank.

        • poormansfriedchicken on 30/08/2018 - 13:54

          My name is John but they put the name down as George

        • HighAndDry on 30/08/2018 - 14:16

          @poormansfriedchicken: Ok, be happy it wasn't a bank cheque then. Nah - still no real reason to worry yet.

          Again - the fake cheque scams are to scam money, not goods, and involve an overpayment that you transfer elsewhere. Bank transfers don't look at names at all. Not saying this is 100% safe (and in the future I'd still stick to cash) but it's too early to panic.

        • lainey13 on 30/08/2018 - 19:35
          +1

          @poormansfriedchicken: That's a big mispelling!

        • poormansfriedchicken on 30/08/2018 - 20:47

          @HighAndDry: It showed up in my bank as direct credit, should I be worried? Calling the bank tomorrow morning to confirm it has been processed.

        • HighAndDry on 30/08/2018 - 21:30
          +1

          @poormansfriedchicken: All that's happening as it should. You can call your bank but it really won't make a difference. So the normal cheque scam works like a normal bank transfer, all the way through it showing up and being cleared, until about a week or two later when it's reported as a fraudulent transfer and it's still reversed.

          Again - it's not happening here because no one goes through all that, and risks jail, for tickets. The actual scam involves sending extra money, and having the victim transferring that extra amount to another account controlled by the scammer so they just get free money. Scamming money is scalable. Tickets, not so much.

          So feel free to ask your bank but I'd be pretty confident this is all fine.

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