Just an FYI, I was just speaking to a customer service rep who said any applications for likewise cards within a 6 month window will automatically decline. So if you have had applied for a Citibank card within 6 months, don't apply for another.
Citibank Based Credit Cards (Qantas, Virgin, Signature etc) Auto Declines Applications within 6 Months
tunzafun001 on 30/04/2018 - 23:15
Last edited 05/05/2018 - 11:14 by 1 other user
Last edited 05/05/2018 - 11:14 by 1 other user
Related Stores
Comments
Does that include cards like the Qantas premier one where Citibank issues the card?
That's the one!
Do you mean if you started but haven't completed the application?
No, I'm talking about successfully holding a car, then applying for another down the track. A heap of people's applications were rejected even though they had a good credit score. This is why. Ie they held a Virgin money card, then applied for a Qantas money card within 6 months (both underwritten by Citi).
I opened a Virgin Flyer cc two months after opening a Qantas Premier cc. BUT, I was declined initially for the Virgin card, and only after I sent an email asking why, they all of a sudden approved, with a higher credit limit (go figure).
Cool story bro 😎