A largely unknown (but valuable) Qantas flight benefit is AIA Vitality’s cash-back offer, which is available on both domestic and international Qantas flights.
The benefit includes sale fares (including major promotional fares) up to Premium Economy, which represents great value. And, because you’re booking with cash at the full rate, you’ll earn Qantas points and status credits at a potentially massive discount!
The premium gym discounts and gift card benefits, as posted here previously, are also a great value! Read a full walk-through on the program and its benefits here.
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How to join
AIA Vitality comes bundled with eligible income-protect insurance policies), which are available Australia-wide through the RAC or RACQ. Eligible policies start at around $8 per fortnight (which may be tax deductible, as well). AIA Vitality can only be sold via an accredited financial adviser or via the RAC or RACQ.
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Program benefits
Much like a frequent flyer program, AIA Vitality is structured as a points-earn program. You earn points for completing a range of health and well-being activities. Once you hit certain thresholds (AIA status levels), you’ll receive some pretty decent rewards!
Standard benefits
- Discounted movie tickets and other partner benefits
- Major gym discounts at Virgin Active (50% off), Fitness First (50% off) and Anytime Fitness ($100 cash-back per quarter)
Points-earn benefits
- Up to 50% off 2 Qantas bookings a year (discount subject to your status. You must also pass the AIA Vitality health check to receive a discount over 10% - read more below)
- Up to $650 in shopping gift cards (including Woolworths eGift cards)
| Points | Status | Flight Disc. | Gift Cards |
|---|---|---|---|
| 0 | Bronze | 10% | |
| 5,000 | 10% | $20 | |
| 10,000 | Silver | 20% | $40 |
| 15,000 | 20% | $60 | |
| 20,000 | Gold | 40% | $80 |
| 25,000 | 40% | $100 | |
| 30,000 | Plat. | 50% | $150 |
| 35,000 | 50% | $200 |
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More on gaining the flight benefit!
As mentioned above, the flight discount is dependent on your AIA Vitality status level (see above) and whether you have completed AIA Vitality's Health Check (which adds an additional 6,000 points to your balance).
Here’s an indication on how you can earn points. For example, walk just 7,500 steps a day for 300 days a year and you’re already at 15,000 AIA Vitality points! When you complete the mandatory AIA Vitality Health Check (6,000 additional points) you’re eligible for a 40% Qantas flight discount on two bookings a year.
To complete your health check you can visit a bulk billing doctor or visit a one of the many chemists offering free health checks. The check involves Body Mass Index (BMI), blood pressure, cholesterol and random blood glucose. See the health check form here.
The discount applies to the first two bookings in each AIA Vitality membership year.
The following exclusions apply:
- Business and higher cabin classes
- Multi-City and Round the World flights are excluded (indirect or ‘layover’ bookings are eligible)
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Example discounts
Here’s a list of some potential examples.
In terms of raw discount, assuming a 40% discount (see requirements directly above) the best value (in terms of $ cash back) is Premium Economy to Europe (London). $3,000 ticket fare (= $1,800 after the $1,200 cash back).
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Visit flyerpoints.com.au for more frequent flyer guides and get more value out of your points!
Your post needs more solid details.
So in order to get any discount, I need to sign up for a policy of $8 a fortnight/$208 per year.
Does that by itself entitle me to any discount?
I need to walk 7500 steps for 300 days to get 15 000 points. So does that mean it's $208 a year + 7500 steps/day for 300 days = 2 x Qantas flight 20% discount?
You suggested an "AIA Vitality Health Check" worth 6000 points to get to to 20 000 points to obtain a 2x 40% discount. How much is an AIA Vitality Health Check, and what is involved?
Please provide more details with examples including total cost, otherwise it's not really a bargain.