This was posted 6 years 8 months 2 days ago, and might be an out-dated deal.

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Medibank Health Insurance - up to 130,000 Flybuys Points + 1 Months Free + (Might Get 2 & 6 Months Waiting Period Waived)

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Medibank Health Insurance - up to 130,000 Flybuys Points + 1 Months Free + (Might Get 2 & 6 Months Waiting Period Waived)
Go to Deal
airly on 20/03/2018 - 22:15 medibank.com.au (999 clicks)
Last edited 05/04/2018 - 11:56 by 1 other user
flybuys
if you are holding (or looking to join) Top/Mid Hospital & Extra cover, you might want to shop around to take full advantage of the promotions from Bupa and Medibank
  • up to 130,000 Flybuys Points (~56,550 Velocity points)
  • 1 months free
  • 2 & 6 months waiting period waived (will need to ring them up, and you might get it)

Annual premium
* $6000+ = 130,000 flybuys points
* $5000 - $5999 = 100000 flybuys points
* $4000 - $4999 = 75000 flybuys points
* $3000 - $3900 = 60000 flybuys points
* $2000-$2999 = 50000 flybuys points
* $1000-$1999 = 30000 flybuys points
* $1000 or below = 7500 flybuys points

Health & Beauty Health Insurance Insurance

Related Stores

Medibank Private
Medibank Private

closed Comments

  • Slo20 on 20/03/2018 - 22:22
    +8

    $6000+ premium required to be eligible for 130,000 points… I’d rather not have health cover.

    • ticket65 on 20/03/2018 - 22:32
      +5

      That's pretty much what I pay for top hospital and top ancillary family cover. Health insurance is so expensive these days.

      • batrarobin on 20/03/2018 - 22:37
        +4

        It's a health insurance rort.

      • ihbh on 20/03/2018 - 23:17

        Goodness, do you have a family of bucked teeth four-eyes? :)

        Otherwise, how do you figure on getting your money's worth?

        • ticket65 on 21/03/2018 - 01:06
          +2

          Haha….no, a reasonable normal family :-)

          I didn't take out health insurance until 45 - I took the risk that I would be healthy enough to avoid paying for it. Now I need it, and have already had more back than I've paid in. Given my age and health it's not an option to not to have health insurance. It's expensive, but what value do you put on your (and your family's health)?

        • airly on 21/03/2018 - 10:05
          +1

          @ticket65: I am on the same boat too, have a real need to take a mid/top cover for my family. Might as well take advantage of the promotion. (especially when it get to the top cover, all providers are pretty much the same, except the list of approved providers i.e. Member Choice vs Member First)

  • NebulAe on 20/03/2018 - 22:23
    +2

    I think the table of premium:bonus points should be in the description… "up to 130k" without saying how is deceiving imo

    • airly on 20/03/2018 - 22:29

      Good point, updated the post.

  • AG_ACT on 20/03/2018 - 22:29
    +2

    OP, where did u read the waiting periods being waived on this offer?

    I thought March18 got waiting periods waived and flybuys got you points and both get second month free.

    I just signed up yesterday and my cover doesn’t start till tomorrow, so pls let me know if I’ve missed something

    • airly on 20/03/2018 - 22:32

      Sorry, the waiting period waived was mentioned when I talked to the sales (via the phone).
      Updated the post to reflect that.

  • Unity55 on 20/03/2018 - 22:45
    +4

    they don't look after existing customers. the loyalty customer is mean nothing to them.

    • airly on 20/03/2018 - 22:52

      I agree and I think majority of them are the same now.

      P.S. Bupa do have an extra cover called "Your Choice Extra" that actually look after loyal customer (since it has loyalty limit increments). I hold the cover for 6+ years and I have $1000 limit (was $500 on year 1) on Major Dental and $1400 (was $700 on year 1) on General Dental. Not that I spend that much on Dental, but just want to give you an example.

    • StevePER on 21/03/2018 - 01:01
      +1

      They jack up the premiums of existing customers to pay for promotions like this. +13% this year, thanks Medibank.

      • airly on 21/03/2018 - 10:07

        Exactly, and if we have to join the health insurance. Seriously need to take advantage of the promotion to get our money back.

  • 51ngh on 20/03/2018 - 23:46

    60,000 flybuys points = $300 flybuys dollars

  • Robin2012 on 20/03/2018 - 23:46
    +1

    i am with Medibank
    seems have to change to other companies

  • Foreveryone on 21/03/2018 - 00:28

    Thanks OP! wife just joined Medibank couple days ago with 1 month free and 2&6 months waived on extras. She just chatted with the team and they're happy to change the promotion to this one. However, they said they can't apply 2&6 months waived on extras but it doesn't matter since my wife has served all the waiting periods with her previous health insurance anyway. Happy to be able to get another 30k flybuys point! :)

    • SnoozeAndLose on 21/03/2018 - 06:13

      Joined last week got offerred 6 weeks free + 60,000 FB points, My annual fee is end up around $2200 after 6 weeks fee but before 60,000 points

      • Foreveryone on 21/03/2018 - 12:59

        wow that's a good one! How did you get 6 weeks free? Did you call them up?

        • SnoozeAndLose on 21/03/2018 - 13:01
          +1

          Yes call them and someone in Honsby store give me this offer

  • edathor on 21/03/2018 - 06:29

    I left Medibank. I found their prices too expensive and over half of their hospital cover products include zero cover for day and night stay in a hospital.

    • pramki on 21/03/2018 - 06:50
      +1

      Who did you end up moving to?

      • edathor on 30/03/2018 - 08:09

        HCF Basic corporate hospital. I’m happy with this cover because they will pay 100% of my private hospital expenses. I was eligible for the corporate heath cover because I have an Amex. They didn’t even check. And I save about $500 a year compared to my corporate Medibank cover.

        • pramki on 30/03/2018 - 19:56

          Thanks Edathor
          I ended up moving from Bupa. They are doing some dodgy stuff at the moment. Reduced our coverage, increased our pricing by $260 a year amongst other things that is already covered by media.
          Ended up moving to mid corporate hospital in HCF.
          Same rates I paid for basic in Bupa and higher coverage than Bupa.

  • Enjj0y on 21/03/2018 - 09:47

    We should have a special health insurance tag or discussion with offers here.

  • Pandaboss on 21/03/2018 - 09:55

    I have Medibank already, I hardly use it and now I ask the question should I just go and get all sorts of treatments, maximise the benefits of health cover even if I don't need it.

    I'm thinking remedial massage and chiro.

    • airly on 21/03/2018 - 10:01

      If you are young and healthy. I reckon you should get the minimal cover (to avoid tax) and take advantage of
      1) Yearly dental check up (claimed back 100% once a year with approved providers)
      2) Treat yourself a massage (but only claim back 60% or less)
      3) Get a new pair of glasses or contact lens (buy the frame online and get the len from the shop, claimed back 60% up to ~$200, depend on your cover)

      that's the way I make use of my cover.

      But please don't just join for the sick of getting the bonus points! This bargain is mainly for the people that has the NEED to join and might as well take advantage of the promotion.

      • Pandaboss on 21/03/2018 - 10:43

        Thanks for that. I have already started doing the dental claims and looking into the optical side.

        I currently have top 70 cover and with extras under coporate deal. I am 28yrs young and paying 56per fn for cover. It seems alot and if i remembered correctly I signed up as to avoid paying massive tax but probably not much difference. So I am going to make use of the private health cover and wanted to see if anyone is doing the same.

        • airly on 21/03/2018 - 10:47

          Maybe worth move to 60 cover (claim 60%) instead of stay on 70 cover.
          Usually after you have done the math, it should save u more money. (claim less, but save on premium)

          P.S. ring them up, and see whether you could still get one month free (even though you are downgrading your cover)

  • SmiTTy on 21/03/2018 - 10:07

    does anyone know , if you have corporate discounts - can you apply under this as well as get the corporate discount?

    • airly on 21/03/2018 - 10:14
      +1

      I have tried (talked to the sales on the phone), they can't combine this promotion with corporate discount. Be aware the corporate health cover might have a different limits/terms compare to the non-corporate health cover. Make sure you compare the covers in DETAIL!

      For example, they have a cover called Growing Family Complete. The non-corporate one has limit on each extra item (e.g. General Dental, Major Dental etc), the corporate one (have a different name but offer similar level of cover) has a combined limit across majority of the extra.

      • SmiTTy on 21/03/2018 - 10:16

        helpful! thank u!

        • airly on 21/03/2018 - 10:20
          +1

          Glad it was helpful. Make sure you check out Bupa tho, their corporate cover is the same as non-corporate one. (basically just a discount on top). For example, Bupa has a cover called Growing Family (i know, it is the same name as Medibank), the corporate and non-corporate are the same, the only difference is the price.

          P.S. it might be just my employer.

  • dumkaze on 21/03/2018 - 11:15

    I joined couple of month ago they gave me 60k fb and $300 rebel gift card

  • kickling on 21/03/2018 - 17:43

    Last week we came back to Medibank from BUPA after 5 months because BUPA were such poor value.

    We came back after receiving a letter from them offering 6 weeks free (with NO waiving of waiting periods) and got back onto our Corporate 70% families combined package. The price after 1 April will be about $274 a month. In a chat communication, they could not allow the waiving of waiting periods because it would mean adjusting the promotion.

    Then I saw this deal. Gave them a ring today and the lady was super helpful :

    • Within 30 days of cooling off, so she cancelled Corporate policy
    • Signed me up on the Growing Families Core 70% combined cover directly in it's place, from the same start date (last week) as if it never happened.
    • Price after 1 April was $271 p/m (therefore eligible to get 60,000 flybuys points)
    • Waived all 2 and 6 months waiting periods because I was signing up to a combined package (note this tip for those wanting to try get waiting period waived = combined package)
    • Took about 10 minutes.

    For those eligible, in 6 months time after I receive the final lot of Flybuys points, I will reconsider going back to the Corporate Families combined policy. It's the same level of cover, but with the Corp policy all the non-dental extras are instead bundled under one $1000 limit which is super useful if you don't need all the other crappy services (e.g you can pump it all into physio if you're a sporty person like me).

  • chacha on 21/03/2018 - 20:23

    if i am already with Medibank hospital + extras cover, can I get bonus points? Or do I need to switch providers to make it work?

    • airly on 21/03/2018 - 21:07

      I think you will need to switch provider to make it works. (I am not sure tho, since I am with Bupa)

  • Schumi5 on 21/03/2018 - 20:55
    +2

    Great deal, Currently with Bupa with a supposed corporate discount.
    Medibank equivalent cover is $37 a month cheaper per month and also includes a month free and flybuys points, just by switching will save over $850.00

  • Dusto on 22/03/2018 - 03:56

    Was wondering if anyone had any suggestions on what I could spend the 130000 points on is it worth it?

    • zbmat on 22/03/2018 - 11:06

      You could always convert to Flybuys dollars and use it in Coles… Or in target, Kmart etc

  • eatwell365 on 22/03/2018 - 05:44

    Been with Medibank for years.
    Normally I compared the cover against others once or twice yearly.
    Only Top Extra and Basic Hospital for the family.
    Premium is slightly cheaper than Bupa. HCF is even more. NIB has lower $$$ limit for claims and restriction on similar premium.
    Keen to know what other people use.

    Does anyone how long do I have to leave Medibank before re join and become a new member?

  • Schumi5 on 04/04/2018 - 15:41
    +1

    Looks like the offer has been extended to April 15

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