$100 off a single Coles Supermarket shop if you apply and are approved by 28 February 2017, and make a purchase in the first 30 days
Receive free delivery each time you spend $100 or more, after savings and discounts, with a Coles Credit Card at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related product purchases and remote delivery orders
is the free delivery only if you PAY with the coles card, or can you get it purely for having the card (e.g. as amex earns more points, or gift cards save you 5%)