Domestic Travel Insurance

Mkr on 28/09/2016 - 07:21
Last edited 28/09/2016 - 09:28 by 1 other user

Hi

We are going away for a week to Tassie in October. Can you recommend any travel insurance policies which may be good value? Also, are there any things we should look out for when purchasing travel insurance?

Thanks

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  Saveyouabit on 28/09/2016 - 07:25

  Do you already have Private Health Insurance?
  What sort of activities are you doing?

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  modsec802 on 28/09/2016 - 07:31

  +1

  Is typically never buy travel insurance for domestic travel: is there a reason why you think you need it?

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  Mkr on 28/09/2016 - 07:37

  +1

  We will be camping around tassie. I think it might be a good idea to get covered if there are any delays and we miss flights and for damage to goods (wet weather).

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  Hiroko on 28/09/2016 - 08:15

  We usually go with Travel Insurance Direct
  decent covers at competitive prices
  heres a 10% off link i received in the mail
  recently (expires midnight tomorrow)
  https://www.travelinsurancedirect.com.au/campaigns/travel-co…

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  Woodinski on 28/09/2016 - 08:32

  +1

  Domestic Travel Insurance
  - Covers car rental excess (i.e. you don't need to get the insurance cover through the car rental place which is usually a rip off)
  - Covers missed / delayed flight
  - covers for lost / stolen belongings (optional)
  If you are only doing it for health insurance don't worry as you are covered everywhere in Australia anyway (assuming you are a resident)

  Agree with Hiroko, TID is the way to go.

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  Gunther on 28/09/2016 - 08:42

  Relevant justification for domestic travel insurance…

  https://www.ozbargain.com.au/node/256648

  • 

    inherentchoice on 28/09/2016 - 10:46

    +1

    But Jetstar would've paid some compensation in the end.

    For me personally I have literally saved $1000s on car, home and other insurances by being 'self insured'.

    I'm just convinced that insurance is paying for other people's misfortunes (or negligence), and a lot of middle-men who facilitate the process and prey upon people's fears. Going though a claims process can be a hassle too, and 99% of the time there's an excess, whereas if I am self-insured then it's pretty straight-forward.

    • 

      lovestorm catcher on 28/09/2016 - 10:58

      What do you mean by 'self-insured'?

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        inherentchoice on 28/09/2016 - 11:04

        I take on the risk myself, rather than outsourcing it by taking up a policy with Allianz or some other insurance company.

        Basically, I am happy to have no insurance for my car etc and it's saving me $1000s. Sometimes I do have insurance but I try to avoid it as much as possible.