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Reduce Home Loan 3.59% Comparison Rate

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Reduce Home Loan 3.59% Comparison Rate
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AssociatedLjjkateam on 22/06/2016 - 14:59 reduceloans.com.au (455 clicks)

Rate Buster Standard Variable Home Loan 80% LVR.

3.59% Variable
3.59% Comparison

up to $500,000

This is a Standard Home Loan with no offset but does have redraw. If you would like an offset account the rate is 3.69% max loan amount $750,000.

http://www.reduceloans.com.au/variable-home-loans/rate-buste…

Reduce Home Loans is a multi award winning Australian Owned and Operated Home Loan Company. Since 2010 we have been passionate about helping our clients find not only the lowest Interest rates on the market but Home loans that are tailored to their individual needs. Our Home Loan range has been awarded 5 stars by Canstar and awarded Best of the Best Cheapest Home Loan by Money Magazine.

Financial Home Loan Loan Refinance

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closed Comments

  • aaronaldo on 22/06/2016 - 15:29

    What the investment rate with & without offset?

    • Associatedjjkateam @ Reduce Home Loans on 22/06/2016 - 15:34

      Hi aaronbaron,

      3.99% up to $750,000 with offset. Best thing to do is fill out the online form and a specialist will contact you to discuss what options are available to you. http://www.reduceloans.com.au/investor-loans/investor-rate-b…

      • ninjawarrior on 22/06/2016 - 15:52

        This link and your homepage aren't loading for me - I am overseas so it might have something to do with that?

        Just a heads up.

        • Associatedjjkateam @ Reduce Home Loans on 22/06/2016 - 15:55

          Thanks for the heads up.

          Our IT is looking into it, do you mind me asking what country you're in? everything seems to be working here.

          Thanks again.

        • ninjawarrior on 22/06/2016 - 15:57

          @jjkateam: UAE but confirm it is working from my mobile - must be a problem on my side.

          Thanks!

  • joshmachine on 22/06/2016 - 15:56

    How about 10% LVR?

    • Associatedjjkateam @ Reduce Home Loans on 22/06/2016 - 16:08

      Hi @joshmachine

      We do have higher LVR solutions. Your best bet is to speak to one of our Home Loan specialists, fill out the online form or give us a call.

      Thanks.

  • Loki556 on 22/06/2016 - 16:01

    That seems cheap. What's the catch?

    • Associatedjjkateam @ Reduce Home Loans on 22/06/2016 - 16:16

      No catch, all the info you need is on our website or you can give us a call on 1300 REDUCE (733 823).

      Cheers.

  • heal on 22/06/2016 - 16:04
    +6

    Application Fee, Valuation Fee, Legal fee, Settlement fee = $1164

    These fees are pretty cheap when you compare them to other lenders but I prefer it when reps posting deals list their fees in the post rather than make us all look at the site

    • Associatedjjkateam @ Reduce Home Loans on 22/06/2016 - 16:14

      Thanks @heal.

      You're right I probably should have posted them, however with the fees basically being on par with other lenders I didn't think it was needed. I'll remember for next time.

      Cheers.

      • tunzafun001 on 22/06/2016 - 17:02
        +2

        I've never paid over $250 in fees across 5 lenders in 16 years?

        • infinite on 22/06/2016 - 18:26

          How? Conveyancing is going to be a $40-$800 for settlement alone, then valuations are a $60 minimum assuming you know a guy. Application fee's are negotiable, but legal's & other associated costs are going to be extra, too. $1165 for all those things is fantastic value, if it's all included and capped at that.

        • tunzafun001 on 22/06/2016 - 20:14

          @infinite:
          I didn't see any mention of conveyancing in that list? (which would be charged independently from the mortgage broker)

  • Loki556 on 22/06/2016 - 16:34

    Looks like this is not suitable for investors - what is the best investor loan you have?

    My current rate is close to 4.1%

  • finger on 22/06/2016 - 17:51
    +1

    I contacted them through their chat feature on their website and was told someone would call. No call.

    Waited a week and contacted them through contact us. A rep rang and i was at work and they said we'll call you at an agreed time. They never called. Very odd, not going to waste my time a third time.

    • kolorijo on 22/06/2016 - 17:53
      +4

      give them the finger

      • finger on 22/06/2016 - 17:54
        +4

        I did lol

    • Associatedjjkateam @ Reduce Home Loans on 23/06/2016 - 15:24
      -3

      Sorry to hear about your experience, I would love to try and get to the bottom of it so we can make sure it doesn't happen again. If you wouldn't mind sending through a quick email to [email protected] just outlining who you spoke to etc. And if you would like us to see how we can help you leave your contact details and I'll have one of the sales managers contact you.

      Cheers.

  • infinite on 22/06/2016 - 18:37

    Hi,

    You guys advertise yourselves as a "Home Loan Company", but don't state if you are a lender or just a mortgage broker. If a broker, can you advise you the lender is that your actually getting the loan from? Also, what are the actual qualifications your assigned "personal finance managers" have?

    I see you guys have awards splashed all over the advertising on your website, but I cant find any links to your company having won them. Other companies from the UK are listed as winners. Could you provide a link to where those awards were actually given?

    • jes on 23/06/2016 - 09:52
      +1

      Ask them how many staff they employ :p

    • Associatedjjkateam @ Reduce Home Loans on 23/06/2016 - 15:33

      Hi,

      There are links and the awards themselves click through to the awards page. Our finance managers have a range of qualifications, I can tell you they all exceed the minimum expectations set by the industry bodies. I don't know what you mean by 'Other companies from the UK are listed as winners'

      Cheers.

  • seamus5 on 03/07/2016 - 22:12

    I may not understand this fully, but how can the variable and the comparison rates be the same when there are application, valuation, legal and settlement fees?

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