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FREE $100 Westfield Gift Card with Any Hospital or Combo Cover @ Peoplecare Health Insurance

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FREE $100 Westfield Gift Card with Any Hospital or Combo Cover @ Peoplecare Health Insurance
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easternculture on 26/05/2016 - 18:12 peoplecare.com.au (826 clicks)
Last edited 26/05/2016 - 18:17 by 1 other user

For those who don't qualify for the $200 NIB eftpos card, i found another deal which may be more appealing as you only need to sign up with Hospital only cover as a minimum.

This will be the fund i will transfer to after receiving my $200 eftpos card from NIB (Unless i find a better offer)

Things to note:

  • This deal is probably best for those who have PHI to avoid the Medicare Levy Surcharge. If your on a Private Insurance Cover for medical reasons, its probably not the best idea to be jumping from one fund to another

  • I have confirmed that all your waiting periods transfer from all your previous funds. Just make sure you either have the transfer certificates to provide to your new fund, or provide authorization to the new fund to request the transfer certificate. Now when you login to your new fund account, you will see the waiting periods from when you joined the new health fund. But this will be corrected manually when a claim is made based on all your previous transfer certificates.

Please refer to this deals comments for more info about transferring between health funds: $200 EFTPOS Card When You Join Any Combined Hospital and Extra's Package @ NIB

Enjoy

Referral Links

Referral: random (9)

Referrer gets $100 gift card for every referred new customer that signs up for hospital or combined cover. Referee also gets a free $100 gift card.

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closed Comments

  • cmc on 26/05/2016 - 18:25

    Good find. Don't forget that you can have Hospital and Extras Cover with two different insurers. With the recent bad press about NIB, perhaps move Hospital Cover to Peoplecare after you qualify for the $200 card and leave Extras with NIB. Until the next deal comes along….

    • easternculture on 26/05/2016 - 18:29
      +1

      I'm keeping an eye out on more good offers.

      • onetwothreefour on 26/05/2016 - 19:52

        Looking for extras only insurance if you find anything, I don't qualify for the $180k annual family salary.

      • Sweetnsour on 26/05/2016 - 21:05

        With June 30 coming up, there will be more offers for sure.

        • easternculture on 27/05/2016 - 08:41

          and by then, we can transfer to the next best deal before June 30th

  • andyman1908 on 26/05/2016 - 20:31

    Signed up the nib offer today hopefully this offer lasts for another month.

  • DJ-Studd on 26/05/2016 - 20:51
    +1

    Peoplecare are a good fund.

  • compacc on 26/05/2016 - 22:07

    When it's tax time, do you have to get proof of insurance from every insurance company? Or just the most recent?

    • easternculture on 26/05/2016 - 22:39
      +1

      if you provide your correct medicare number it get downloaded automatically via eTAX

      • compacc on 26/05/2016 - 22:49

        Amazing, thank you!

  • cainn on 26/05/2016 - 23:00

    Perfect. Was wanting to move away from NIB anyway. This seems like a good fund and the gift card is just a bonus.

    Thanks :)

    • easternculture on 26/05/2016 - 23:08

      Please let us know when they deliver the gift card

      • cainn on 26/05/2016 - 23:11

        Sure. Just finished the application process via the promotion page. Nothing else was mentioned about it anywhere. I'll call them tomorrow to confirm the details.

  • 50cent on 26/05/2016 - 23:37

    Why did certain people not qualify for the $200 card?

    • easternculture on 26/05/2016 - 23:45

      Terms and conditions for the NIB $200 Eftpos Card Promotion

      Eligible Entrants must meet the following Entry Requirements (“Entry Requirements”):

      (a) the Eligible Entrant must successfully purchase the policy for an Eligible Product during the Offer Period through one of the nib’s approved online channels (using the nib website www.nib.com.au, nib mobile phone app or tablet);

      (b) the Eligible Product must have a Policy Start Date between 15 May 2016 and 30 June 2016;

      (c) the Eligible Product must be current and paid up to date as at the date of the Offer being redeemed;

      (d) the Eligible Entrant must not be a current policyholder, or have joined and cancelled an Eligible Product 2 months before or during the Offer Period;

      (e) the first premium must have been paid for the new policy;

      (f) the 30 day cooling off period must have expired, calculated from the date of join;

      (g) the Eligible Entrant must have a valid email address applied to their policy; and

      (h) the Eligible Entrant must not be an employee of the Promoter or its agencies.

  • T-man on 27/05/2016 - 00:45
    +2

    I just about to know you are an expert in PHI. Thanks for posting good deals like this.

    • easternculture on 27/05/2016 - 07:09
      +1

      Thanks divious. Adding that to my ozbargain portfolio

  • Sex on 27/05/2016 - 08:39

    Is there a cost or any kind of negative effect on your credit history etc. from constantly switching health funds? If not, I'm in!

    • easternculture on 27/05/2016 - 08:40
      +1

      Nope. Your free to keep hopping between health funds.

      • Sex on 27/05/2016 - 08:42

        Awesome, thanks! I've never had PHI before (I just got pushed out of my family's fund). I don't have to pay the levy anyway because of my age. Should I go for this one first or your other NIB deal? Or would it make absolutely no difference? Thanks again!

        • easternculture on 27/05/2016 - 08:46

          If you don't have to pay the Medicare Levy Surcharge (Income less than 90k) its not worth it.

        • Sex on 27/05/2016 - 08:53

          @easternculture: Oh, I see. It's just that I was thinking of getting PHI anyway just in case I get injured/sick and getting a gift card/eftpos card is better than getting nothing if I sign up to one of the other funds (I was initially thinking Bupa).

        • FutureTech on 27/05/2016 - 21:31

          @easternculture: why is that? Sure I can profit from all the giftcards right?

        • easternculture on 27/05/2016 - 22:32

          @maolin95:

          But your paying money to get a gift card.

          For people earning 90k plus, they will be penalised a medicare levy surcharge (MLS) if they dont have PHI. So its better to sign up to a fund and get GC's then just paying a MLS and getting nothing

  • Lancerx on 27/05/2016 - 11:50

    $25 more than what I pay per month..guess I'll pass

    • djz on 27/05/2016 - 12:29

      There is probably a good reason why you're paying $25 less per month. I suspect your cover is far less than this people care one. Unlike other funds that have some pretty crappy policies that don't cover much, these guys offer pretty comprehensive cover to everyone.

      So long as you are aware of what you're not covered for and you are happy to make that compromise then that's fine.

      • Lancerx on 27/05/2016 - 16:13

        I just need to reduce tax anyway, not really a private hospital type of guy. We got a pretty good public system regardless. Wonder if I could just join this company, got the eftpos card, and switch back again to my current provider lol

  • noskich on 05/07/2016 - 21:57

    I don't like the condition in the terms that undelivered cards will not be covered, what if they don't send them at all? Has anyone received the card?

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