Looking to Get Personal Loan - Advice and Suggestions Requested

abhishesh on 12/08/2015 - 22:11
Last edited 13/08/2015 - 10:35 by 1 other user

I am looking around $20000 for my new business. I would like to find out the best deals around with low interest and if possible no early payment fee but not strict to my requirement. Any better offer will look into it. Thanks in advance guys.

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  sweefu on 12/08/2015 - 23:02

  What will you be securing the loan against?

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    abhishesh on 12/08/2015 - 23:04

    I am not looking after secured loan . I am looking after personal loan.

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      sweefu on 12/08/2015 - 23:06

      Ah sorry, I missed that part.

      Assuming you have decent credit history, I would:
      a) talk to your regular bank and see what they will do for you
      b) look at one of the newer peer to peer lenders like ratesetter

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        abhishesh on 12/08/2015 - 23:25

        I havent don't this before and have no single Idea what should I look for when choosing the one. If you can suggest me whats the catch, that will be great. Also I need it soon, possibly this week.

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        ozhunter on 13/08/2015 - 00:33

        @abhishesh:

        Here's a good place to start http://www.ratecity.com.au/personal-loans/best?q%5Bamount%5D…

        Look at the monthly and application fees, also it's good to be able to make extra repayments.

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  abhishesh on 13/08/2015 - 08:59

  Thanks Ozhunter. How about going with Society one. They have the very good deal.