I buy a lot of small items, sometimes larger ones from the US or other countries in $USD. I usually pay with paypal just because it's been convenient but I was wondering if there was a better way to reduce conversion fee costs and get a better transfer rate.
Thanks!
Citibank Plus transaction account with Visa debit card, 28 degrees mastercard or a Bankwest Platinum mastercard. There may be others, but all 3 of those don't charge any forex fees.
Set Paypal to debit your account in whatever currently you're buying in (eg. USD) - you'll get the Master/Visacard rate and the bank or Paypal won't skim off the top.