• expired

ZERO Percent Balance Transfer for 14 Months with Westpac Low Rate Credit Card

93

An annual fee of $59.

  1. Special Promotion: 0%p.a. for 14 months on balance transfers requested at card application: The promotional balance transfer rate is available when you apply for a new Low Rate card between 6 January and 19 April 2015 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 14 months, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The variable cash advance rate currently 21.49% p.a. will apply to balance(s) transferred but left unpaid at the end of the promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Promotional rate not available in conjunction with any other promotion. The variable cash advance interest rate applies to balance transfers requested at any other time. Interest free days don’t apply to balance transfers.

  2. Special promotion: 0%p.a. on purchases for 3 months: The introductory rate of 0%p.a. on purchases for the first 3 months applies from card approval when you apply for a new Westpac Low Rate Credit Card between 6 January 2015 and 19 April 2015. After 3 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory interest rate on purchases is not available in conjunction with any promotion other than the balance transfer promotion available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

Related Stores

Westpac
Westpac

closed Comments

  • +1

    meh, promotion not bargain

  • -4

    how much does a balance transfer normally cost ?

  • +1

    Coles offering 18 also

  • Coles is way better.

    • -5

      It is one of BIG FOUR with big CREDIT LIMIT ;-)

      • Coles is heaps better…
        18 months interest free - No annual fee - plus Flybuy points!

  • It is one of BIG FOUR with big CREDIT LIMIT ;-)

    • -1

      cannot help….:(

  • +1

    In regards to the other deals, this may suit people that are already Westpac Customers.

    Generally speaking, if you are already a customer of the bank it is much easier to get an approval with credit cards I have noticed.

    They also give you more generous limits, less ID needed, can verify your income details via their your current accounts, etc which will save you time. Usually 1+years with the bank will help anything less isn't really beneficial.

  • Just read today in the Herald-Sun that Citibank are offering 24 months… now with 0% transfer fees!

    • +5

      I know… It is one of BIG FOUR with big CREDIT LIMIT ;-)

    • But I would like to add (after quickly sussing Citibank out), that it has a $199 annual card fee!
      Coles card is kicking butt with 18 months, no fees, and Flybuys!

  • Also curious… what happened to lmnopqrstuvwxy & z?

  • Applied and got 30K limit! Does COLES (GE Money) provide 30K limit?

    • +1

      So despite being informed that other banks have a longer 0% interest period, lower or no annual fees, you supposedly still applied for this one?

      Righteo

      • Yes, my personal reasons are:
        1) Usually, it is easier to get an approval from a big four. I didn't want to take the risk one nailing my credit profile without getting the approval.
        2) I would like to have higher credit limit, 4 months less or more does not matter. I rather to have this limit with 14 months rather than having 10K with 18 months.

    • Certainly would if you fall into the income bracket that they believe is suited to that limit. I don't think your own and UNIQUE credit situation would make this a deal for anyone else.

      • You are right, but I reckon the minimum income limit for this card is 15K only!

        • U shud give up mate..u are sounding like a poor salesperson..is the bank offering you a promotion fee? Can u tell us why the big 4 will give u a bigger limit?

Login or Join to leave a comment