28Degrees or BankWest Platinum MC?

cktftw on 14/11/2014 - 11:08

I see people suggestion Bankwest Platinum Mastercard for overseas transactions..what's the difference/advantage over 28 degrees?

Does either give you free forgein ATM withdrawal?

And what is Citibank plus Visa used for as suggested by some?

Thanks!

Financial Credit Card

Comments

  • tanoshiiki on 14/11/2014 - 11:24
    +3

    I tried to blog post about this once
    http://tanoshiiki.wordpress.com/2014/08/25/best-banking-prod…

    I don't have the BW Platinum, so I can't comment on actual experience.

    I believe it's only the Citibank Plus that gives you a free foreign ATM withdrawal (only if you use their partner ATMs though)

    • cktftw on 14/11/2014 - 13:34

      Very informative post! Thanks heaps!!

  • UncommonName on 12/05/2015 - 13:00

    28 Degrees Platinum MasterCard Vs. Bankwest Zero Platinum MasterCard

    I am about to fry my brain over this, which one to get guys?

    Bankwest Zero Platinum MasterCard = 28 Degrees Platinum MasterCard + Free travel insurance, is that analogy correct?

    Edit: Yes, my analogy is correct I see - http://forums.whirlpool.net.au/archive/2296816

    • UncommonName on 14/05/2015 - 12:27

      Update: I went with 28degree as my income is not that high as required by Bankwest Zero Platinum (but this is the best card).

  • illumination on 15/05/2015 - 15:05

    BankWest is comprehensively better than 28 Degrees, but 28 degrees is easier to obtain.
    If you are able to get the Bankwest Platinum and have no need to reserve your credit limit or conserve it, then get it.
    Otherwise just get the 28 Degrees.

  • [Deactivated] on 16/05/2015 - 04:08

    Yes for BW Plat.
    Some BW Pros -
    BW online account transactions are updated much quicker than GE Capital Finance cards, which include 28degr, and Coles.
    Can update PIN at some ATM's. 28degr you had to 13xxxx it.
    BW Good email communication within account. 28degr = none.
    Both started ith low interest rate. Last time I checked Bw was maybe 18%, Wiz/28deg was around 21%.
    Just better.
    Cons -
    BW Min $6000 credit limit. 28degr I reduced to $1500. Don't know minimum.

    Both cards seem fair exchange rates for overseas purchases.

  • cashless on 21/05/2015 - 12:15

    Apart from the free travel insurance with BW it also includes purchase protection insurance plus additional new product warranty (obviously t's and c's apply).

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