My mate was involved in a road rage incident which resulted in a accident.
She was driving a one lane road last week and was tailgated for a number of minutes by hoon. She claims that she slowed down to let the hoon past, but at the same time a car pulled into the oncoming lane from a driveway and the hoon wasn't able to overtake. Hoon got furious and tailgated ever closer while yelling abuse from behind.
As soon as it was clear to pass the hoon overtook my friend, re-entered the lane directly in front of her (a few metres max she says) and slammed on the brakes. My mate was so shocked that even though she she braked hard there was no way she could stop in time and rear-ended the hoon.
Hoon got out, yelling abuse and threats and tried to open my mate's car to pull her out, then put their hands through the window to try and open the door (luckily my terrified mate had the presence of mind to lock the car). Hoon then pushed and rocked the car, my mate started calling the cops on her phone and the hoon freaked out, got back into her car and sped off. My friend luckily managed to record the plates.
Long story short: my mate reported the incident to the cops, who got onto the hoon - she has now provided her details for insurance. She also claims that there was no road-rage, she was simply rear-ended by my mate who she claims is at fault (and lying about how the accident happened!).
My mate's insurance company has told her that she (my friend) will likely be considered at fault (as she was travelling behind) regardless of the circumstances of the accident (road rage, hoon leaving without providing details etc).
Is there anything my poor friend can do?
UPDATE: So the insurance company assessor has determined that my mate is at fault for not allowing sufficient stopping distance and they are unwilling to fight a she said/she said case. She has not been able to find a witness to the incident and isn't happy to start an extended legal fight over the matter, she's just going to pay up her excess and move on. She has asked me to thank the OzB forums for all the suggestions.
And I think I'll be getting her a dash-cam for Christmas :)
A quick recap of the issues raised below for TLDRers (or to save redundancy in comments):
- I am not the victim here, this is a second-hand story (happened to my buddy)
- Both victim and perp are female (there seems to be some confusion about this)
- Victim was travelling at least 55 km/h in a 60 zone before the incident - dusk conditions etc
- Incident occurred in a residential area, no other cars or witnesses present (or CC cameras from a business)
- Police report was made on the day
if he was just rear ended, why would he have sped off without taking down details? use that in her case