Is Paypal Here the way to go at 1.95% or is there a better cheaper option? Needs to be something I can take with me so things that link to my smartphone are probably better than an eftpos reader?
Best way to accept credit card payments for face to face transations?
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Last edited 20/06/2014 - 20:28
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As far as I can tell that Emmy device sets you back $30 a month and you can accept up to $1500 in payments. Assuming you reach $1500 in payments and don't exceed it you're looking at roughly 2%.
On top of that you don't have to pay the $139 for the PayPal device.
The big 4 banks have this facility, no sure about the rate though
You'll have to manually enter customer credit card details etc via smartphone and email the receipt. (cc a copy to yourself)
$2.50 per transaction + 1.8% of sale cc fee.Or use the automated 1300 number to enter the details.
$2.50 per transaction + 1.8% of sale cc fee (optional + 30c for instant SMS confirmation)You can set the 1.8% fee to come from the credit card (i.e. customer pays) or set to come from your sale (i.e. put your price up 1.8% to cover the fee)
Square is launching in Australia soon but charges over 3%
MYOB has a similar device already available: http://myob.com.au/paydirect-1257831727970
How about an eftpos reader that links to your phone