Hey guys,
looking to insure an item of jewellery when I travel o/s. Spoke to my travel insurance guys (TID) and they said the most they can cover is up to 4k (which isn't enough…)
Anyone suggest someone who can specifically insure one item?
Insurance for travel
bemybubble on 07/05/2014 - 15:55
Comments
Without having all the details, if I was in the same position I doubt if I would take an item that is worth more than a few thousand dollars on a trip. The less I take of value, the more relaxed I can be.
I even take my older tablet rather than the latest in case it gets nicked. And I do have insurance, in this case its the inconvenience factor, and I daresay a $4K plus item would have some sentimental value that insurance cant replace. Then there is the extra cost to cover this with insurance.
Now if you are going to a Royals wedding and need that expensive piece of jewellery that may be a different story
I'm guessing travelling to see family with a big fat engagement ring. You're probably going to need to talk to multiple insurers about paid addon for the replacement/cash value of the item. Make sure you state an amount of cash you'd be happy to pay in case it was lost, and use this amount as your deductable.
Last but not least, please don't go to Central/South-America flashing it about.
looking to insure an item of jewellery when I travel o/s.
if it's insured here, ask your insurer about temporary overseas coverage
else https://www.ozbargain.com.au/node/110367#comment-1499814 might help :)
Cheers for the info,
Has anyone used Q report before??
try QBE, can insure individual items that exceed standard limits as a paid addon. i do this with my bicycle.