Hi guys,
I have been with CBA NetBank savers for years. However i found the account to be very inflexible since i cant really schedule transfer out of it nor auto payment for my credit card. CBA only let me to do such convenient feature on the transaction account which has no interest whatsoever.
I'm just wondering if you guys know any bank account with decent interest and flexible with scheduled transfer and autopayment
UBank with Ultra transaction account
UBank Visa Debit Card with Visa payWave
No monthly account keeping fees
USaver Ultra sweep
Unlimited access to your money through Internet Banking, NAB and rediATMs, and wherever Visa is accepted
BPAY and Direct Debit
Flexibility to move and manage your money 24/7
Currently the interest rate with the Ultra bonus is 4.37% p.a. - which I believe is the highest ongoing rate on offer.
https://www.ubank.com.au/products/transaction-accounts#featu…
one of the highest…but make sure you meet their conditions (just deposit $2000/ month…)
What is their online access like? I've heard it's pretty bad. Also is the phone app any good?
MEBank currently gives 4.6% for the first 5 months. Coupled with their 5% paywave card, it'd be a good combo. Transactions and savings at the same bank
None. 4-5% interest is pathetic. Work a few extra days a year and you'll make back the interest easily. Unless you have $200K or something.
Look at Westpac Bank's e-saver. Great interest rates and your funds are not "locked in" at all.
start research here: http://www.canstar.com.au/savings-accounts/compare-online-sa…