Keep your Credit Cards safe!

[Deactivated] on 10/12/2013 - 09:17

I know I am stating the obvious in this post, but most of us take the plastic card for granted and are accustomed to paying for everything with it.

Last week, whilst I was sleeping, some idiot made around $8k - $10k worth of online purchases from various places. I don't know how the idiot phished my card details (most of my purchases are online and based on deals posted on OzB), but my Bank called me up in the morning and advised me of fraudulent activity.

The transaction are still being investigated and my credit card replaced. This was such a hassle for me as I have linked automatic payments, etc using the card.

So, during this festive season, be very careful of your cards! This incident surely was a wake up call for me to change passwords to all my important accounts and to be alert…

Financial Credit Card

Comments

    • Shwayne on 08/01/2014 - 01:39
      +1

      Actually they'll go into overdraft sometimes.

      I've used my debit card to buy things like that, and when you forget it goes into overdraft.

      You won't incur $8k-$10k of charges, but you won't on a CC with a 4k limit either.

  • playbargain on 10/12/2013 - 10:19
    +2

    If you use VISA then register for a V.me account. You don't have to use V.me as a payment method but you can set it up to notify you by email whenever a transaction is made on the linked card both online and offline. The notification is instant as soon as the transaction is made, so you'll know any fraud activities even before your bank!

    • Shwayne on 08/01/2014 - 02:19

      Damn, nothing similar for Mastercard? :(

  • mskeggs on 10/12/2013 - 12:58
    +1

    Keep a second card (28 degrees or bankwest platinum) for emergencies. Helped a lot when my wife lost her purse and our cards had to be replaced and we had 4 or 5 days with no plastic access to our normal banking.

  • rickb on 08/01/2014 - 07:30

    If you don't make overseas purchases may be you can ask your bank to block such transactions on your card?

Login or Join to leave a comment
Login Join