tomclancy » user profile

Member Since 18/09/2008
Last Seen 4 hours 10 min
Badges 12 7

Recent Activities

tomclancy commented on UGG Woolcomfort Classic Mini Boots Premium Australian Sheepskin Chestnut - $53.10 Delivered @ Luxor Linen via Lasoo
[Same boots at eBay with MAYP17 17% off come down to $44.82](https://www.ebay.com.au/itm/274667444135) In fact, doing a quick Google search…
22/05/2024 - 11:00
tomclancy replied to jm7 on Anyone with Capricornian Home Loans?
UP Bank use Tiimely entirely (Tiimely have a white label product) --> https://tiimely.com/case-studies/up-home-zone. Bendigo Bank and…
15/05/2024 - 22:12
tomclancy commented on Tokyo Vice Season 2 Unavailable in Australia
> having apple+ tv, itunes, binge, paramount+ and all these tiresome services... This feels like failure 100% agree. Just pirate it for…
15/05/2024 - 09:41
tomclancy replied to cyrax83 on Worth Engaging a Mortgage Broker in 2024? (QLD)
Time to ditch your broker. Those rates are not competitive. For a super easy switch go to CBA's digital arm called Unloan -->…
14/05/2024 - 23:03
tomclancy commented on Worth Engaging a Mortgage Broker in 2024? (QLD)
An OzBargainer called autonomate has pulled together this amazing spreadsheet [CSV of Every Home Loan Mortgage Rate + Cashback in…
14/05/2024 - 15:26
tomclancy replied to TEER3X on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
Deal still alive. JB have changed the wording on their website to "new release". T&Cs were always said offer valid to 21/5
14/05/2024 - 09:16
tomclancy replied to Utsav23 on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
Absolutely yes 👍. I just did mine this morning
13/05/2024 - 13:04
tomclancy replied to Utsav23 on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
https://www.ozbargain.com.au/comment/15243325/redir
13/05/2024 - 11:10
tomclancy replied to BinnyC on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
> ultimate gift cards?? Just one. Because ultimate gift cards go in the credit card payment section. BUUUUUT you can go to Ultimate gift…
12/05/2024 - 22:33
tomclancy replied to Make it so on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
ALDI have gift cards for 10% off right now have to buy in store though
12/05/2024 - 08:57
tomclancy replied to eccaz on eBay 70% off Coupons for Phones (but Restricted at Max of $25 off - Impossible to Hit)
But the deal is obtainable? Deal is "70% off up to $25". That's obtainable
02/05/2024 - 09:29
tomclancy commented on eBay 70% off Coupons for Phones (but Restricted at Max of $25 off - Impossible to Hit)
> Is this legal Yes it is legal. If you don't like it you should shop somewhere else that is cheaper. Not sure what the issue is?
01/05/2024 - 16:37
tomclancy replied to Oipjo on 5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China
Very misleading. I checked [their website](https://www.bankofchina.com/au/en/bocinfo/bi5/202403/t20240328_24812142.html) and the rates are:…
30/04/2024 - 12:16
tomclancy commented on Am I Getting a Good Mortgage Refinance Deal?
Your rate is OK for a major bank. St George *should* have dropped to 6.05% with $2k cashback so I'm surprised your two brokers couldn't get…
19/04/2024 - 10:38
tomclancy replied to TGLC225 on $2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ ANZ
Greater Bank has $3k cashback and low rates. Check out this spreadsheet with all loans & cashbacks in Australia --> [CSV of Every Home Loan…
15/04/2024 - 17:11
tomclancy commented on Seeking a Mortgage Broker for Commercial Real Estate
Commercial is not much different to resi so if you're comfortable applying for a resi loan then you don't need a mortgage broker for…
09/04/2024 - 00:14
tomclancy replied to Homr on [VIC] $250 Broker Cashback Per $100,000 Home Loan Refinance (First 20 Customers, LVR 80% or Less) @ Mr Finance Broker
Yep. Well there are other tier 2 lenders who don't charge LMI but they have other ways of charging it "risk premium" or "lender risk fee"…
09/04/2024 - 00:04
tomclancy replied to Homr on [VIC] $250 Broker Cashback Per $100,000 Home Loan Refinance (First 20 Customers, LVR 80% or Less) @ Mr Finance Broker
Outside of the usual professions (medico, accounting, legal etc) you've got uBank and Bluestone who will do 85% LVR no LMI to everybody
08/04/2024 - 23:44
tomclancy commented on Investment Loan Refinance advice
You need a better mortgage broker. Whilst your current one may not have provided 'financial advice' it certainly sounds as though they've…
05/04/2024 - 09:01
tomclancy replied to Mr Finance Broker on [VIC] $250 Broker Cashback Per $100,000 Home Loan Refinance (First 20 Customers, LVR 80% or Less) @ Mr Finance Broker
Awesome - thanks! Question --> Heritage use Tiimely as their white label loan product. Tiimely offer the same loan for 5.94%…
03/04/2024 - 13:03
tomclancy replied to Mr Finance Broker on [VIC] $250 Broker Cashback Per $100,000 Home Loan Refinance (First 20 Customers, LVR 80% or Less) @ Mr Finance Broker
Can you share what are the better interest rates you've seen recently and which lenders please? For $600k owner-occupied with 30% LVR in…
03/04/2024 - 09:21
tomclancy replied to rv6650 on [VIC] $250 Broker Cashback Per $100,000 Home Loan Refinance (First 20 Customers, LVR 80% or Less) @ Mr Finance Broker
> They got me best interest rate in market Can you share what rate you received and which lender it was please?
03/04/2024 - 01:45
tomclancy replied to Mr Finance Broker on [VIC] $250 Broker Cashback Per $100,000 Home Loan Refinance (First 20 Customers, LVR 80% or Less) @ Mr Finance Broker
Unfortunately OP, Google has a service called Lens which…
02/04/2024 - 19:43
Loading...