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Referral and Affiliate Link Differences

On OzBargain we are programmatically making distinguishing between 3 types of links our users might post in the posts and in the comments.

Link In Deal Link In Post Content (Deal or Forum) In Comments
Affiliate Links Not allowed Not allowed Not allowed
Referral Links Not allowed Not allowed1) Not allowed
Others Allowed2) Allowed Allowed

What are the differences between referral and affiliate links? In short, this is our definition on OzBargain:

Referral links pay referrers site-credit. Affiliate links pay affiliates real money.

Referral Links

Affiliate Links

Examples

Amaysim deals

Green Man Gaming deals

2) Non-affiliate/referral links are still subjected to manual/community spam test