Save 10% or more on your Private Health Insurance without One Big Switch (SA residents)

Hi,

I noticed recently that One Big Switch are doing another sales pitch. As far as I'm concerned, these guys are all hype and no substance. Their big electricity switch got everyone a deal that was already available. It was also riddled with caveats which made the deal worthless for many people (eg. people with a solar install that didn't get bills).

Now One Big Switch are at it again. They will get you a 10% discount while maintaining your private health cover. I don't know how they do this, because each provider gives you different coverage.

I managed to save more than 10% by doing the following,

1. I worked out my shopping list of my private health needs.
2. I obtained quotes for my needs and found that BUPA and HCF were the best value for money private health insurance providers. I used CANSTAR as my shopping list.
3. I looked on Google and found out that HCF provide 10% discount for RAA members, making them 10% cheaper than BUPA for my shopping list
4. I saved almost 50% on top of my previous private health provider, plus an extra 10% with the RAA discount

To be fair, part of the 50% that I saved included the free swimming lessons for my kids. My previous provider (who was a lot more expensive) did not provide free swimming lessons for the kids. I also saved on free dental cleanings and free glasses (none of which my previous provider offered). I also saved on reduced premiums!

I highly recommend you do your homework. Both BUPA and HCF represent good value. Your RAA discount will give you the 10% off HCF that OBS will supposedly get you with bargaining power.

If you happen to live outside of SA, I don't know if there are any discounts available. Try a Google search to see if you can get any discounts with memberships that you already have (eg. NRMA/RACV/etc).