$50 Cashback on $700 of International Purchases with Citi Premier MasterCard @ Citi Mobile App (Activation Required)

Pretty good deal even after paying the 3.4% international transaction fee (which works out to $23.80 on a $700 spend, so you'd be $26.20 in front compared to a fee-free debit or credit card).

Check your emails as this is a targeted offer. I received it on my Citi Premier MasterCard.

1. To be eligible to receive $50 cashback, you must activate this offer by 11.59pm Sydney Local time on 26 March 2025, receive confirmation that you have successfully activated this offer via the linked landing page or email, and spend $700 (or the AUD equivalent in foreign currency) or more on eligible international purchases from 12.00am Sydney Local time on 20 March 2025 to 11.59pm Sydney Local time 20 April 2025 (Promotion Period). Your Account must remain open and in good standing (for example - your account is not in default, suspended or closed) to receive your cashback. Cashback will be credited to your Account within 10 weeks from the Promotion Period ending. Cashback will reduce the outstanding balance of your Account but will not count towards your repayment obligation. Cashback is not redeemable for cash or other payment forms. Please note that if you have a Balance Transfer you will not be entitled to any interest free days on Retail Purchases. This means that all spend will be charged interest at the applicable Annual Percentage Rate.

2. Eligible international purchases include any retail purchases in a foreign currency when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion (that is where a transaction denominated in a foreign currency is converted to local currency which is a service that is offered by certain merchants). The process of conversion and the exchange rates applied will be determined by the relevant merchant or dynamic currency conversion service provider as the case may be. We do not determine whether a Card transaction will be converted into local currency by the merchant and you may have to check with the relevant merchant.

Eligible international purchases do not include Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, chargebacks, refunds, payments to other Citi branded accounts, fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). Please note that whether or not a purchase is eligible will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an eligible international purchase, even if that merchant is not in fact a government related entity.

3. An international transaction fee of 3.4% of the transaction amount will apply and this fee is not valid for the offer. The fee will be debited to your Account on the Transaction Date. For further information, please refer to the Citi Credit Card Fees and Charges. https://www1.citibank.com.au/credit-cards/fees-and-charges.