Over 50's Sign up with Code & Activate Citro Card for $50, Make 1st Purchase for $50, $1.99/Month Fee ($0 1st Year) @ Citro

40

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ilove on 07/03/2025 - 06:21 joincitro.com.au (294 clicks)
Last edited 07/03/2025 - 11:50 by 2 other users

BUCKETLISTDAVID50JAMIEHEALTH20ALI50

Promo codes	Benefits for the Citro Card
BUCKETLIST	New customers can claim a $50 welcome bonus by applying this code and activating their Citro Card
DAVID50	Customers can receive $50 credited to their Citro Card by applying this code
JAMIE	Customers can receive a $50 coupon applied to their Citro Card by applying this code
HEALTH20	Customers can receive $50 cashback when they transact with their Citro card and an extra 20% off at checkout by applying this code
ALI50	Customers can receive $50 cash automatically credited onto their card when activating their card by applying this code

The Citro Card is a rewards debit card that
Quote:

So this is a new product, apparently backed by AMP. It's aimed at over 50's but my 22 year old signed up successfully.
No credit checks, just a debit card so needs the KYC check (ID & photo).
Seems like they also offer 'exclusive' deals and cashback for other purchases with specific retailers.

Citro offers a cash back payment to New to Citro Eligible Cardholders of up to $100.00 AUD who apply, are approved for a Citro card and transact with a Citro Partner Merchant within the Promotional Period.

2.1. $50 cash back will be applied to the Eligible Cardholders Citro card as Stored Value upon successfully completing the sign up process for a Citro Card within the Promotional Period.

2.3. An additional $50 cash back will be applied the Eligible Cardholders Citro card as Cash Back Credit upon complete your first purchase at a participating Citro Partner Merchant.

Edit: Couple of things from t&C's (joincitro.com.au):

It does say you have to be over 50 to be eligible for the cash back.
The second $50 is reliant on using the card with a participating retailer, which seems to mean one they've got deals advertised with.

2023 deal post (with link to expired T&Cs)

Related Stores

Citro

• 

  cooni on 07/03/2025 - 07:09

  +6

  Launch bank for over 50's
  Make it app-only

  • 

    bdl on 07/03/2025 - 09:50

    +1

    Provide support through online chat bot

  • 

    peter on 07/03/2025 - 10:00

    Citro is not a bank, more of a lifestyle money-back card.

• 

  Ryk on 07/03/2025 - 07:23

  +2

  Account keeping fee $1.99 per month after 12-month free period.
  Maximum ATM cash out per day $20
  BPay is only enabled for personal Up to $500
  superannuation contributions if you
  choose to contribute to your
  superfund account with the Available
  Balance in your account and have
  provided instructions to Citro to do so.

  weird product?

  what does backed by AMP mean? issuer is
  Hay Limited (Hay), ABN 34 629 037 403, Australian Financial Services License: 515459

  • 

    peter on 07/03/2025 - 09:54

    +1

    Hay issue the cards (whatever happened to Hay, the finance app?) the same way Heritage Bank used to issue the Qantas money cards. I had a Citro card but cancelled after 12 months because I didn't want to pay the monthly fee which used to be $10.00
    P.S. Citro probably have some good deals but in my impecunious state I didn't avail myself of them.

    • 

      Emeister on 07/03/2025 - 12:16

      +1

      Upvote for use of "impecunious state", which I had to google.
      Had guessed it was someting to do with Victoria.

      Feel like I've finally found my spirit cave / home / family.

• 

  cooni on 07/03/2025 - 07:32

  +1

  App (and server) block applicants under 50 years of age, don't bother trying if you're under.

  • 

    FatGPT on 07/03/2025 - 08:22

    +1

    Age discrimination!!

  • 

    starbearer on 07/03/2025 - 10:54

    -3

    They probably are relying on the weak memory of 50+ year olds to forget to cancel their subscriptions after a year

    • 

      Emeister on 07/03/2025 - 12:18

      +6

      I'm 50+.
      And let me tell you, young starbearer, my memory is stronger than my bladder.

• 

  kazlikesgreen on 07/03/2025 - 11:08

  Would let me join…. said I had to be over 50… :(

• 

  Raj09 on 07/03/2025 - 11:50

  What if they check?? 🤔

• 

  Emeister on 07/03/2025 - 14:31

  Thanks ilove.👍(50+ emoji of choice!)
  Application pending.
  3% cashback at Coles. So spending requirement should be straightforward. 🤞