Car Crash What Do - (Both Insured)

Mrgreenz on 17/12/2024 - 21:25
Last edited 17/12/2024 - 21:37 by 1 other user

Car A conducting 3 point turn.
Reverses into driveway
Car A still on road, unsure if still occupying car B's lane for whole period, nose close to centre of road.
Car B passes in front of car A, Car B is squeezing past can see from their trajectory that they are mounting the kerb as they pass the front of car A.
Car A drove forward and makes contact to Car B's tail.
Cosmetic damage to car A.
Car B panel damage.
Car A doesn't intend to claim, Car B's insurance contacts driver A asking for statement / dashcam footage.
Car A has comprehensive insurance.

What is next course of action for A. Just file a claim and let insurers deal with it?

Is car B at fault if Car A is still occupying Car B's lane for whole period?

I feel it's likely Car A's fault unless it can be proved that car A was occupying car B's lane for the whole time.

MS Paint:

Automotive

Comments

  • sumyungguy on 17/12/2024 - 21:32
    +17

    I've just been using r/mspaint as therapy to help unsee that sketch

  • mrkorrupt on 17/12/2024 - 21:35
    +3

    Go back in time and get a dash cam
    also Car A needed to make sure it was clear, obviously your fault

    • HeWhoKnows on 18/12/2024 - 11:09
      -3

      You can bet that in any accident, the other driver will always have a different story which puts you at fault.

      Dashcams do help to avoid this.

      But clearly any driver making the 3 point turn must do so safely and give way to all traffic.

      Also - Do not fight the insurance companies - You will lose.

      Let your insurer sort it out

      I dont even know what the point of this excercise it as the answer is blatantly obvious

  • shxhshzhz on 17/12/2024 - 21:36
    +10

    Car crash what do

    You posted it on OzBargain. That's all you needed to do.

    Just file a claim and let insurers deal with it?

    Yes. That's what you've been paying them thousands of dollars for.

    • Mrgreenz on 17/12/2024 - 22:38
      -1

      When do I recieve my Ozbargain incident #?

      I mean yea, but I just thought you say here's my insurer speak to them. But apparently not.

      • shxhshzhz on 17/12/2024 - 23:27
        +2

        Once it's with your insurer, you should not have to talk with the other party or their insurance. Your insurance is supposed to deal with everything.

        • Mrgreenz on 17/12/2024 - 23:59
          +1

          Claim lodged

          The pop up says you need to book in for an assessment to advance the claim and pay exess.

          Seems a bit backwards, I thought when you are fully comp you would just provide your policy details. And provide your insurer an account of the events.

  • SBOB on 17/12/2024 - 21:37
    +3

    Car A drived forward and makes contact to Car B's tail

    End thread, go directly to jail, do not pass go, do not collect $200, post terrible ms paint image on ozb.

  • cashless on 17/12/2024 - 21:40
    +2

    Car A making the turn, crashes into car B.
    Car A at fault, but thanks for posting on OzBargain.
    We might even be able to get you some free MS Paint tuition

    • MS Paint on 17/12/2024 - 22:04
      +7

      My fees just went up 500% after reading this thread.

  • MS Paint on 17/12/2024 - 22:06
    +1

    Why is car A manoeuvring like that to reverse into a driveway? You stay in your lane, continue briefly past the driveway, reverse into said driveway*.

    *Unless I have completely misunderstood the OP which to be fair is quite plausible.

    Edit: after rereading a few more times I missed the 3 point part. I thought they were trying to reverse into driveway to stop there.

    • brendanm on 17/12/2024 - 22:25
      +6

      Well done for reading it three times. I had a mild stroke after reading it twice and had to give up before figuring out wtf has actually happened.

    • Mrgreenz on 17/12/2024 - 22:40
      -1

      Yes, that is what I would do too.

      But the driver crossed into the other lane to make the manouver easier.

  • this is us on 17/12/2024 - 22:13
    +3

    That MS Paint was an aggression… 😂

  • pegaxs on 17/12/2024 - 22:18

    What to do? Hand it over to your insurer and let them sort it out. This is what you pay them for? What's the point in paying them if you never plan on using it.

    Car A drove forward and makes contact to Car B's tail.

    Car A… sucks to be you. You must give way when entering or leaving a road related area.

    Car B is allowed to go around you on the opposite side of the road as you are an "obstruction" in their lane. You are making a 3 point turn, you need to give way to them, especially if you are half way up someone's driveway.

    • Mrgreenz on 17/12/2024 - 22:43
      -2

      No damage to car A, no intention to claim,

      Provided insurer info other party.

      Other party's insurance is asking for version of events and dash cam. They say they don't speak direct to them.

      So option seems provide info to their insurer or file a claim.

      • Sye on 17/12/2024 - 22:59

        No damage to car A

        That must be a Camry

  • BewareOfThe Dog on 17/12/2024 - 22:24
    -1

    Maybe OP owns a Mac, hence no MS paint diagram?
    Op try GIMP?

  • Protractor on 17/12/2024 - 22:28

    Car Crash What Do - (Both Insured)

    Poll required
    (a) Post on Ozbargain
    (b) All of the above

  • Mrgreenz on 17/12/2024 - 22:48
    -1

    Seems weird filing a claim when a car A sustains no damage. I thought the process was.

    Notify Car A insurer > give statement and dashcam > give insurance details to car B insurer > insurer A and B liase and decide fault and recover cash from at fault party

    • Protractor on 17/12/2024 - 23:50

      Who's on first?

      • geekcohen on 18/12/2024 - 05:43

        I don't know on second.

  • Nugs on 18/12/2024 - 06:10

    Car A, idiot
    Car B, impatient idiot
    Being in the right isn't always good, I bet they both wish they waited 10 seconds longer
    .

    • skillet on 18/12/2024 - 09:58

      Yes impatient is the word for the situation here. Don't let your emotions control you when driving and don't judge. Everyone's learning and sometimes people have days worse than yesterday. So stay calm and keep a distance from idiots (yes you see I'm judging again) and let ample of time for your trip.

  • morse on 18/12/2024 - 15:11
    +1

    They'll most likely say you're both at fault and you'll both have to pay excess.

  • Chris Topher on 18/12/2024 - 19:19

    DON'T ADMIT GUILT.

  • Mrgreenz on 18/12/2024 - 20:01

    I did some measurements of the road from visible angles from the dashcam.

    Road width = 5.3m

    Blind spot from front of car A to road as viewed from dashcam = 2.5m

    And the kerb is obstructed at the point that the car turns round.

    From these measurements it seems that car A was still in Car B's lane for the whole of the manauver

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