$50 Referral Bonus When You Create a New Account and Request a Wage Advance (Min 5% Fee) @ WagePay

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$50 Referral Bonus When You Create a New Account and Request a Wage Advance (Min 5% Fee) @ WagePay
Go to Deal
Azza123 on 15/12/2024 - 16:04 wagepay.com.au (143 clicks)
Last edited 15/12/2024 - 16:43

Similar to the MyPayNow deal.

Wagepay offer a $50 referral bonus.

Steps:

Step 1. Click on the referral link via the randomiser below (NOT the "Go to Deal" button on right side).

Step 2. Create an account and be approved.

Step 3. Take a wage advance for $100 (minimum)

Step 4. Receive $100 requested advance and the $50 referral bonus within 10 minutes

Step 5. Make a repayment immediately.

Step 6. Profit

FAQ

No, a credit check is NOT done so this won't affect your credit score.

Yes I understand the their fee is ridiculous but we are here for profit

Yes you do login to your bank online through a secure portal so they can verify your wages in your account.

FROM SITE FAQS

To qualify for a Wagepay wage advance, you need to meet the following requirements:
You must be 18 years old
You must be employed and receive a regular, consistent income from your employer, of at least $500 per week
You must leave enough of your income each pay cycle in your account to be able to repay an advance
You must have a generally good banking history, which we determine using your Wagepay score

How much does a wage advance cost?
Wagepay charges a maximum 5% flat fee and 24% interest per annum for its wage advance product. You can see some examples of this using the repayment calculator on our website.

Referral Links

Referral: random (32)

Referrer and referee get $50.

Financial

Related Stores

WagePay
WagePay

Comments

  • Bruceflix on 15/12/2024 - 16:09
    +11

    People will literally hand over their ID and spending data for $50 but then take up arms to protest government Digital ID.

    • MaMan on 15/12/2024 - 16:13

      The $$ is mightier than the sword.

    • easternculture on 15/12/2024 - 16:16
      +2

      Yeah, i know a few people who are against the digital director ID and yet are happy to hand over all their details for a fiddy.

      Maybe the government should adopt a referral system

  • blighst on 15/12/2024 - 16:37
    +2

    Ah rejected… and no way I'm giving them my real bank account

    • seanbaussie on 15/12/2024 - 16:41

      Me too, thought I'd use a secondary account but it "showed inconsistencies" so they rejected. Can't reapply for 7 days.

      • Azza123 on 15/12/2024 - 16:44

        Just added some notes from their site in post, requires a bank account with regular income from an employer.

        • blighst on 15/12/2024 - 16:48
          +1

          Nah, I actually gvae them the account that my employer pays into - I just fwd it same day it comes in.

          So they're obviously looking for mroe than just money going in

          • cook99 on 15/12/2024 - 16:53

            @blighst: Payments from employers can be identified using bank codes you don't see on the customer side.

            • blighst on 15/12/2024 - 16:56

              @cook99: Yes, and this is the account that the employer pays directly into.

          • simplerick on 15/12/2024 - 18:37

            @blighst: Same here, I have wages come into my bank account then immediately withdrawn to external account each pay. Probably why MyPayNow has not approved me, yet.

  • tranmerlance on 15/12/2024 - 16:38

    It wants to set up a fortnightly drawdown, can this be cancelled?

    • Azza123 on 15/12/2024 - 16:46

      I believe this is covered in site FAQS.

      Can I pause or cancel a PayTo Agreement?
      Yes. This is done by going to your internet banking portal or mobile banking app, selecting the PayTo agreement and you can either “Pause” or “Cancel” an agreement. Please note to gain access to Wagepay services, you are always required to have an active direct debit agreement, either on PayTo or traditional Direct Debit.

      • cook99 on 15/12/2024 - 17:58

        Can I just not accept the agreement on banking app side? They've already paid the bonus and I've made a repayment in full.

  • amorn on 15/12/2024 - 16:51

    What?! application failed. Strange result. Says I am able to reapply after 7 days.

    • Clarky77 on 15/12/2024 - 17:41
      +1

      Damn that’s gotta be hit to the ego, being declined for a payday loan is like a heroin dealer refusing to take your money because he’s concerned for your health in other words unless you are unemployed you can’t miss.

  • Lucille Bluth on 15/12/2024 - 16:51

    Is Up a bank they accept? Can anyone please confirm or be on the lookout when applying?

    • wangasm on 15/12/2024 - 18:33
      +2

      Up bank was unfortunately not in the list when linking

      • Lucille Bluth on 15/12/2024 - 18:36

        Thanks. Not sure why I got downvoted by someone. The other similar deal didn't have Up so avoiding signing up if won't work for me.

        Thanks for confirming again ☺️

  • cook99 on 15/12/2024 - 16:59

    How does one make a repayment?

    Never mind, website was slow to update and allow repayment.

  • cook99 on 15/12/2024 - 17:15
    +1

    $5 bonus for leaving a review, dare I sell my soul any more 🤔

    • nicolascage on 15/12/2024 - 20:47

      Does it require a 5 star review

      • cook99 on 15/12/2024 - 20:48

        My guess is they won't pay for a 1 star, can always edit the review after the $5 hits 😂

  • Aureus on 15/12/2024 - 17:16
    +1

    Unfortunately, we were unable to approve you for an advance limit this time.
    We noticed some inconsistencies with your recent wages, which is outside of our scoring criteria. We require consistent wages of $500 per week or more.
    You can refresh your wage advance limit again after 7 days at 22/12/2024 17:14:55 AEST.

    Crap system. 🥲

  • watwatwat on 15/12/2024 - 17:17

    Things I didn't think I would be doing this weekend: signing up to multiple payday lenders.

    Thanks OP!

    edit: was approved and then received bonus some minutes later.

    • Clarky77 on 15/12/2024 - 17:35
      +1

      Now comes the tricky part, trying to get them to close your account and delete all your data! Good Luck ;)

  • Keplaffintech on 15/12/2024 - 17:26
    +2

    This is why the poor stay poor

    • dust on 15/12/2024 - 20:09

      Exactly. Payday loan companies are a regressive tax for poor people.

  • stingyAF on 15/12/2024 - 17:28
    +3

    Bet this does wonders for your credit history.

    • Clarky77 on 15/12/2024 - 17:36
      +2

      Yes it’s the first thing banks check when applying for a mortgage, regular payday advances…..check, loan approved lol

  • Yuppieshrink on 15/12/2024 - 17:28
    +3

    Wow I didn’t even get to provide my bank details, unfortunately you don’t meet our criteria, I’m a doctor on $500K a year 😂😂😂

    • watwatwat on 15/12/2024 - 17:33
      +2

      I’m a doctor on $500K a year

      Can you hook me up with an ozempic prescription? I can send you $45.

    • dust on 15/12/2024 - 20:10

      The target customer base for these companies are single mums on minimum wages.

  • Clarky77 on 15/12/2024 - 17:33
    +1

    You gotta love a business where their only claim to fame is that they don’t exploit their customers as much as traditional payday advance companies instead they employ less people and only exploit people partially as according to the letter of the law they are entitled to exploit desperate people much more than they do.
    You go guys 5% per week is cheap compared to Cash Converters ;) But at least at cashies if your next pay can’t get you enough money you can leave your tv, phone and any other valuables there and get 20% of what it’s worth loaned to you at 30% monthly interest.
    What a business, the owners must sleep like babies on their organic goose down and panda bum fluff mattresses! Makes you feel all warm and fuzzy inside doesn’t it ;)

  • OzBargaincreeper on 15/12/2024 - 17:33
    +3

    Surprised the website approves this sort of business, short term, high % loans, preying on people who are struggling to make ends meet already

    • Clarky77 on 15/12/2024 - 17:37
      -1

      Come on mate, it’s a ‘bargain’ and it is available in Oz so it qualifies!
      I hate these businesses only slightly less than I hate pokies operators, only very very slightly.

      • gromit on 15/12/2024 - 17:58
        +2

        pokies operators are saints compared to these scum. These are businesses that specifically prey on the vulnerable and desperate.

    • cook99 on 15/12/2024 - 17:41
      +1

      That's why we are here to take their $45 then review bomb them into the ground

  • Clarky77 on 15/12/2024 - 17:50
    +1

    Any moderators, is there anything we can do to stop this crap being promoted on here? OzB doesn’t allow gambling promotions and this I imagine creates business for these scumbags purely because it causes people to join and get preapproved when they probably wouldn’t have done so otherwise, meaning in a pinch they might actually take a loan from these guys.
    I don’t think this community should be promoting or encouraging these businesses in any way shape or form and I imagine many others feel the same way.

    WHAT DO YOU THINK OZB MEMBERS?

    • watwatwat on 15/12/2024 - 17:53
      -2

      If you don't like it, you can go in to your settings and block this company so you don't see submissions any longer.

      For everyone else, this is a free country.

      • gromit on 15/12/2024 - 18:30
        +1

        For everyone else, this is a free country

        Tell that to gamblers or gun owners. For me companies like this are far worse than what is already banned here. Though I think within reason they should not be blocking any legitimate legal deal here.

      • Clarky77 on 15/12/2024 - 19:26
        +2

        By that logic I assume you think all the gambling companies should be able to promote themselves on here so that their offers can be OzBargained?
        I mean it’s legal right?
        Interesting perspective, I mean they are offering desperate people a service which they are free to take up or not right?

        • watwatwat on 15/12/2024 - 20:48

          I assume you think

          tl;dr your opinion has been outvoted by Ozbargain leadership. Sorry for your loss.

          • Clarky77 on 15/12/2024 - 20:56

            @watwatwat: Those bastards, how are you ever gonna get rich as a financial wizard if OzB doesn’t let you know when there’s a deposit match?
            Oh well, I hear now’s a great time to buy bitcoin ;)

    • Yuppieshrink on 15/12/2024 - 18:51
      +1

      I’d love to take money off them, why can’t we OzBargain bomb them

  • gromit on 15/12/2024 - 17:50
    +6

    $50 is not enough to give scumbag vultures like these my info.

  • gracie88 on 15/12/2024 - 18:07
    +1

    As a lender these kinds of credits into the account is auto decline from many lenders. I understand here many are doing for the returns and not as a need. Sadly there’s market for these kinds of line of credit is unfortunate.

    • socialistshroom on 15/12/2024 - 18:12

      How far back do you check?

      • wavesgreen on 15/12/2024 - 18:33

        The couch.

      • gracie88 on 15/12/2024 - 19:55
        +1

        Last 90x days. Once off are okay. Recurring will be an issue.

  • socialistshroom on 15/12/2024 - 18:11

    Easy. Got my bonus and paid off in 5min.

    I'm leaving my account open for referrals, but at least this company gives you an option to delete your account. Whereas mypaynow requires an email to customer service.

  • All Blacks NZ on 15/12/2024 - 18:30
    +3

    5% fee and 24% interest per annum. I have worked in the banking long enough to see how these sort of loans ruin people's lives.

    • watwatwat on 15/12/2024 - 18:32

      Please refer to steps 5 and 6 of this post.

      If you follow these steps, you will actually take money from these companies, and thus you will save lives.

    • KaramelNoMates on 15/12/2024 - 18:33
      +2

      Organisations like this one.
      Prey on delinquency.

      Shameful.

  • rubenastley on 15/12/2024 - 18:51

    Easy money!!

  • dust on 15/12/2024 - 19:02
    +6

    F payday loan companies!

    • Sendaris on 15/12/2024 - 19:59
      -1

      this, it's barely even a "deal"

  • Hargen on 15/12/2024 - 19:20
    +1

    You have to think how much would you trade your personal data for a $45 profit, you can trust banks when you apply for bonus points on credit card, but this is a private company who may not have the same level of information security as a big bank.

    If your ID gets stolen it will cost you more than the $45 profit you made.

    • derpgirl on 15/12/2024 - 19:34
      +1

      You have to think how much would you trade your personal data

      And getting to have KBBQ for free was a sufficient price for me. :)

  • blackhatct on 15/12/2024 - 19:52

    But how can I pay it back? where is the option?

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