Win an Apple Watch worth $649 from Insurance Watch

The prize is an Apple Watch, 41mm, Midnight Aluminum case with Sport band and GPS valued at $649.

Have your say about your life insurance provider to enter the draw.

You must have had Life, TPD, Trauma, Income Protection or Funeral Insurance cover from the provider in the last 12 months (this can be via a personally owned policy or through your superannuation fund) and submit a valid review.

The winner will be randomly drawn from all entries submitted. Proof of policy ownership will be required to collect the prize.