Looking for a new bank - need to switch over a principal place of residence and an investment property and multiple transaction banking accounts.
Had my heart set on switching to UP bank but they dont do investment properties sadly.
Any other banks around similar ?
Thanks - not a bad option :)
I'm with Tiimely home loans (via adelaide bank). Absolutely no-frills - internet banking from the 90s, no okso, no payid, no mobile app but lowest interest rate I know of in the market with $10/mo per offset.
Haha veryyyy no-frills !!!!! I'll look thank you
This is probably where I’ll be heading next too! 6.29% with $10/m offset at Tiimely vs 6.34% with +0.1% offset with loans.com.au
Loans.com.au have a mobile app but it’s pretty rubbish. Also no osko or payid
Bank of Adelaide is disabling their mobile app on Dec 5th 2024 in hot anticipation of introducing Osko and improved web banking and mobile apps……in Dec 2025. Also loans.com.au is not an ADI, so not guaranteed. Take that how you will.
Wow - I’ve learned something new today - I guess I just assumed they were a ADI. Thanks mate!
Unloan
IMB Bank
ME Bank
Thank you :)
Recently purchased an IP and went with loans.com.au. Rate was very competitive and the online application process was relatively painless.
I recently got a car loan through IMB and while the staff were amazing, it took nearly 2 weeks to be approved. Excellent credit, IP is positively geared, long term full time, good income, all the good things.
bankwest? Can have 10 transaction accounts all offsetting to the loan.