Increase Your ING Savings Maximiser Balance by $100 by Oct 31 and Get $50 @ ING

110

Go to Deal

Thundaja on 29/10/2024 - 01:36 ing.com.au (375 clicks)
Last edited 29/10/2024 - 10:23 by 1 other user

Saw this pop up in my app briefly and it seems like easy money?

Looks to be the same deal from June. Likely targeted at those who haven’t had much activity in their Savings Maximiser account (mine has been sitting with ~$5 in it for the last 6 months or so)

T&Cs:

Savings Maximiser $50 savings bonus offer
This offer is available for a limited time only and is not applicable in conjunction with any other promotional offer unless expressly indicated. The offer applies in respect of the original recipient of this email only.
If your Savings Maximiser at the end of the month is at least $100+ higher than the beginning of the month, ING will make a payment of $50 to your Savings Maximiser account by the end of the following month. Where you hold more than one Savings Maximiser account, there is a maximum of one $50 payment per person and the $50 payment will be made to the Savings Maximiser account with the highest balance. Where you hold a Savings Maximiser account jointly with another account holder, there is a maximum of one $50 payment per account.
The cashback offer may have tax implications. You should seek independent tax advice.

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  Aidanaus on 29/10/2024 - 03:09

  +8

  Had to stop using ING, removed all the benfits i signed up for :3

  • 

    starbearer on 29/10/2024 - 09:23

    +1

    same… macquarie so much better

    • 

      JamesLucas on 29/10/2024 - 09:34

      +2

      What are Macquarie doing better?

      • 

        starbearer on 29/10/2024 - 12:09

        +1

        None of these hurdles. You add the money to the savings account and you get the interest.

        No 5 transactions, minimum 1000 deposit per month and the worst one being increasing your savings balance month on month. F that

        • 

          JamesLucas on 29/10/2024 - 14:12

          +1

          @starbearer: So true. Luckily I have a home loan with them so don't have that issue. But, yeah, tbh I'd give up on them if I had to meet those requirements.

          • 

            starbearer on 29/10/2024 - 22:32

            +1

            @JamesLucas: The 0.5% extra interest they offer, compared to macq, is just not worth it for the hoops they want you to jump through

  • 

    jaypow on 29/10/2024 - 11:22

    Same here. Just disentangling myself at the moment. All set for 1/11 to transfer out all the savings maximiser. The hoops you have to jump through are bad enough but then when you realise if you ever need any of your money out of the maximiser the penalty is massive. I’ve already opened the two Macquarie accounts. Oh, and they are so slippery with foreign exchange and using ATMs overseas.

    • 

      us3rnam3tak3n on 29/10/2024 - 12:05

      What penalty?

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  Zeral on 29/10/2024 - 05:41

  +1

  HODLing $100 for a month seems so difficult for me but will try 😅

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  Buddy195 on 29/10/2024 - 09:37

  +1

  Never get that offer, they know they’ll have to pay me is why…

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  pixxelpusher on 29/10/2024 - 12:45

  Is it people who actively use their accounts that only get these offers? I've never seen one once, and don't really get any emails at all. But only really transfer in $1 now and then to keep the accounts active.

  • 

    Buddy195 on 30/10/2024 - 09:50

    I put 1k a month into my account and that’s my spending money. So use it very frequently, never had the offer show for me, usually just the referral thing…

    • 

      pixxelpusher on 30/10/2024 - 17:18

      It seems random then. It would make sense to do it as an incentive for people to actually use their accounts and not let them sit idle like I do, Seems a mystery.

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  Salesniper on 09/11/2024 - 10:54

  @Thundaja
  Received the same email yesterday, so the offer is active for this month also. I’m unable to post ING deals (OzBargain P-Plater Status). If you wish to here is the promo link.
  https://www.ing.com.au/offer/SM-Activation/index.html