Hi guys, looking to buy my first home in a regional Victorian town.
Hoping to purchase for around $800k and wanting to put down a $200k deposit. Any recommendations on easy to deal with lenders? Offset account is a must. Timely looked really good however the purchased property must be in a major city.
Thanks!
Next question
Any recommendations on easy to deal with brokers?
.
Any recommendations on easy to deal with brokers?
Taylar Stephens from Resolve Finace helped us with our $600k purchase in a Regional Victorian Town during COVID. You don't have to travel to him, all done via MS Teams. Been with him for years and done two loans, so easier.
When we got off our fixed period, he helped us move to ANZ for a better deal including an Off Set.
Try and use a broker that is based in the town you are looking to purchase. If it's $800k then I'm guessing it's a pretty big regional town.
City only brokers might not know how to handle lenders that rarely fund regional properties.
It’s a pretty small town with <2000 population. I guess any regional Victorian broker would be worth a shot?
Yeah or try the nearest larger town.
Any reason you're not naming the town? That might solicit relevant local knowledge, which is precisely what you are looking for…..
Just saying
Don't want to draw attention to a 'bargain' property of 'only' 820k
.
If it's listed on domain or realestate, then it's not a secret is it?
Anyway, any broker will do. I'd suggest the broker that I used to purchase my house in my home town of <3500, but that won't be your town of choice.
Get a mortgage broker. Save yourself the trouble.