15% off Supercheap Auto eGift Cards (Was 10%, Surcharge May Apply) @ Reward Gateway (Membership Required)

Reward Gateway has just dropped this surprise discount which runs for the rest of the week. Stock up on gift cards and wait for the next sale?

• Purchase up to $4999 in whole dollar amounts (larger amounts may be issued in multiple denominations, e.g. $2500 may be split into 2x $1000 + 1x $500).
• Redeemable online or in-store.
• ONLINE ONLY - one gift card per transaction allowed.
• IN-STORE ONLY - multiple gift cards can be used per transaction.

Here are some of the most common questions that tend to pop up about RG (thanks to WookieMonster for assisting with the original write up):

What is Reward Gateway?

Reward Gateway is an employee program that gives you access to discounted eGift cards and cashback across a large range of retailers.

Can I sign up to Reward Gateway if my employer doesn't participate or I'm self-employed?

Yes, API Lifestyle & Leisure offer casual memberships for $9.75 per month, and is available to anyone. However, if you choose to sign up for API Lifestyle & Leisure, please note access may not be granted instantly.

How do I access Reward Gateway?

Your employer needs to be subscribed to this program before you can apply to access the program. Once you are given access, you can log into Reward Gateway through the dedicated website for your company, or The SmartSpending app on Apple iOS and Android devices.

What is the transaction fee?

Transaction fees will vary depending on the type of card used to complete the transaction. Recent feedback given by their support team is as follows:

• Mastercard or Visa debit card: 0%
• Standard Mastercard or Visa credit card: 0%
• Premium / Platinum Mastercard or Visa credit card: 0.5%
• Standard AMEX card: 1.5%
• Premium AMEX card: 3%

Having said that, Reward Gateway has in the past charged a 0% surcharge for some premium / platinum credit cards (e.g. Westpac Altitude Platinum, Citi Prestige, CommBank Platinum Awards).

Can I use prepaid gift cards (e.g. Vanilla Visa gift cards) as a payment method?

Reward Gateway officially requires all debit, credit and prepaid cards being used on their platform to support 3-D Secure. Prepaid gift cards do not support 3-D Secure, so they are likely to be blocked by the payment processor.

However, if you use a prepaid gift card via Apple Pay on the SmartSpending iOS app, it should bypass any 3-D Secure checks.

Are there any issues having a VPN active whilst using the SmartSpending app?

There have been reports where the 3-D Secure challenge on the SmartSpending iOS app will get stuck if a VPN is active. The workaround is to disable the VPN whilst making any purchases.

What denominations of eGift cards are available through Reward Gateway?

Each retailer will have specific limits on the value of gift cards available through the program, and some may split larger amounts across multiple cards. Keep this in mind if a retailer limits the number of gift cards that can be redeemed online, and always read retailer-specific T&Cs before purchasing

How are the eGift cards delivered?

Electronically. Either print them from your account or use the SmartSpending app to display them on a mobile device. There is also a unique PIN associated with each one which you will need to input when redeeming a card.

Where can I use the eGift cards?

The Supercheap Auto gift cards in this deal can only be used at Supercheap Auto (in-store or online).

Is there a limit on the number of eGift cards I can buy?

Rewards Gateway will allow you to purchase up to the maximum amount on your first transaction each day, but as fraud protection on your account, the system will limit further transactions to only $300 for that day. Some retailers may also impose weekly or monthly limits so check the T&Cs of each one if you plan to spend big.