$450 Cashback on Personal Loans (Conditional, Existing Customers Only) @ ING

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Pufff on 06/09/2024 - 13:31 campaigns.ing.com.au (135 clicks)
Last edited 06/09/2024 - 13:35 by 2 other users

Just got the email below. From a quick look through the only fee appears to be $150 establishment fee. Let me know if I missed hidden fees.

Great news! As an existing ING customer, we've made it easier for you to apply for an ING Personal Loan.
Based on information we have, you are conditionally approved for an ING Personal Loan up to the amount in your email over 3 years.

Plus, you'll get $450 cashback when you accept your contract by 31 October 2024. Once you've qualified, we'll pop the cashback in your Orange Everyday account within 60 days.

If your personal and financial situation hasn't changed in the last 12 months, you'll have an express application experience, where you could be approved and funded within minutes after you confirm a few personal details.

So, whether it's getting started on your renovation, a new car or that island getaway, ING can help you get there.

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  cheekymonkey97 on 06/09/2024 - 13:35

  Not worth it unless you actually need a personal loan. And if you did you could probably get it cheaper elsewhere.

  • 

    bob19 on 06/09/2024 - 13:45

    What do you mean you can get it cheaper?
    You will get $300 profit even if you don't need this loan.
    What's wrong about it?

    • 

      cheekymonkey97 on 06/09/2024 - 14:48

      It costs you a credit check, you're better off getting a credit card. $300 profit is less than 30,000 Qantas or Velocity points.

      • 

        abc on 06/09/2024 - 15:17

        But this is cash in hand not points which are not redeemable for cash.

        • 

          cheekymonkey97 on 06/09/2024 - 16:24

          @abc: Even redeeming the points for gift cards and then selling the gift card will net you way better results.

      • 

        Pufff on 06/09/2024 - 16:54

        Hate to break it to you there are many who wouldn't think for 2 secs about getting 300 for a credit check.

        • 

          cheekymonkey97 on 06/09/2024 - 16:56

          @Pufff: Hate to break it to you, those people are leaving $$ on the table. They'd realise that if they could think for more than 2 secs.

          • 

            Pufff on 06/09/2024 - 17:04

            @cheekymonkey97: Sure you do what you need to do.

  • 

    Pufff on 06/09/2024 - 14:13

    It's more for the 'churners'. Seems to be streamlined if your financial details haven't changed in last 12 months.

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  yht on 06/09/2024 - 13:54

  Following