Car Finance - Current Rates Recently Achieved

Hi everyone, curious to know what rates everyone is getting recently (last 1-2 months) with their car finance?

New, old, balloon payment etc, share your rates and terms :)

Comments

  • +1

    There are a lot of variables.
    New, Used, Fixed or Variable.
    Dealer Finance, Bank or other.

    What rate did you borrow at (or what rates have you found)?

    Rates move up and down as well so little point in posting a rate achieved that is now either unavailable (or uncompetitive).

    Try: plenti.com.au

    • Thanks

      This is why I had asked people to mention the conditions they borrowed under (new, used etc)

      • +1

        Wouldn't be it be easier to start by asking for the finance details that match what you're after/looking at?

        No point talking new dealer rates,if you're buying used private with bank finance.

    • +1 to plenti.com.au

  • 1.2%

  • +1

    I got it for 5.5% by getting the money from my high interest savings account.

  • Between 0% (Bank of Mum and Dad) and whatever the Banks/Lenders/Loan Sharks feel like. lol

  • When I got a quote for a novated lease via SG fleet for a Tesla it was 8.5%

    • Thanks mate. Good to know

    • (profanity) that's cheap.
      Mind you SG Fleet are pretty competitive.

      I looked into smartsalary/maxxia and it's pushing 12%

      • Yeah I thought so to I’ve noticed on all the novated leasing forum post on here the avg was about 11-14% I was pretty surprised to. Had a feeling it might have been because it’s an electric vehicle?

  • 5% on a Genesis GV70.

    Offer finishes 31 August.

    https://www.genesis.com/au/en/shopping/offers.html?utm_sourc…

  • 22% from the Carlton Crew

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