My Plan of Hospital Cover:
First Sign Up for a Free Trial Offer:
Currently, Bupa is offering 12 weeks free.
https://www.bupa.com.au/offers/welcome-back
Then Switch to the Most Affordable Provider:
Someone mentioned Frank as a possible option.
https://www.frankhealthinsurance.com.au/
(does the Frank Accident Boost (Basic) for just $950 ea person per year work?)
Next Year, Find Another Free Trial Provider.
Then, Switch Back to the Cheapest Provider.
Repeat This Cycle.
Does this approach make sense, and is it feasible to implement?
Their website says it does.
Depends on what extras you use. If you don't have optical or have alternative dental arrangements it might work.