Spend $80 or more in a single transaction on your Westpac Credit Card by either the primary or secondary cardholder. Limited to 1 cashback transaction(s). Cashback is limited to 1 card per customer, per retailer and will be paid into your account within approximately 7 days. Offer is valid for purchases in-store and online. The spend limit does not include any health fund claim that is paid by your health fund. Excludes prescriptions.
Not sure if this is targeted . Can try buying a Gift card for $80 and use it later for 12.5% profit