Complimentary Travel Insurance with NAB Platinum Visa Debit Card

Pbm33 on 11/06/2024 - 22:33

Hi guys, the NAB Platinum Visa Debit Card comes with complimentary international travel insurance.

One of the criteria to be eligible for this is:
"before leaving Australia you spend at least $500 on your prepaid travel costs (i.e. your travel costs that you pay for before leaving Australia) and you charge these costs (e.g. cost of your return overseas travel ticket; and/or airport/departure taxes; and/or your prepaid overseas accommodation/ travel; and/or your other prepaid overseas itinerary items) to the accountholder’s card account"

When I applied for the NAB Platinum Visa Debit Card it opened the NAB Classic Banking Account for me. If I paid for the prepaid travel costs (>$500) by doing a bank transfer from the NAB Classic Banking Account to the travel agent's bank account, will this satisfy the above criteria? Or, do I need to make the payment using the actual card? My reading of the language is that a bank transfer from the NAB Classic Banking Account should also satisfy the criteria.

Thoughts?

Financial Insurance Travel Insurance

Related Stores

National Australia Bank Group (NAB)
National Australia Bank Group (NAB)

Comments

  • Ehty on 11/06/2024 - 22:36
    +1

    My reading of the language is that a bank transfer from the NAB Classic Banking Account should also satisfy the criteria.

    How?

    • Pbm33 on 11/06/2024 - 22:37

      "and you charge these costs … to the accountholder’s card account"

      The card account is the NAB Classic Banking Account.

      • Ehty on 11/06/2024 - 22:45

        That’s generic T&C for credit cards.

        For debit card
        You must charge at least $500 of your prepaid travel costs to your NAB Platinum Visa Debit card.source

        • Pbm33 on 11/06/2024 - 22:46

          Ah! Thank you.

  • nissa on 11/06/2024 - 22:39

    You must pay for flights, accommodation etc using the NAB Platinum Visa Debit Card.

    • Pbm33 on 11/06/2024 - 22:44

      It doesn't say you have to pay with the card though?

      • askbargain on 11/06/2024 - 22:50

        to the accountholder’s card account

        • Pbm33 on 11/06/2024 - 22:52
          -1

          the underlying account is the NAB Classic Banking Account though

          • sumyungguy on 11/06/2024 - 22:59
            +2

            @Pbm33: If that's the case we'd all get complimentary insurances with our bank accounts.

          • Edeena on 12/06/2024 - 00:25

            @Pbm33: Why would you prefer bank transfer than actually pay with the card in store at travel agent's place? By paying with your card you get complimentary insurance as well as Visa protection (chargeback etc). It also says CARD account and not bank account.

  • JimmyF on 11/06/2024 - 23:08
    +1

    If I paid for the prepaid travel costs (>$500) by doing a bank transfer from the NAB Classic Banking Account to the travel agent's bank account, will this satisfy the above criteria?

    It does say NAB Platinum Visa Debit Card comes with complimentary international travel insurance, not NAB Classic Banking Account.

    tl;dr you have to charge it your card.

  • Stewardo on 12/06/2024 - 00:54
    +1

    Who still uses a travel agent?

  • theHMASfriendship on 12/06/2024 - 02:00

    What did NAB say when you called them to clarify?

  • capslock on 12/06/2024 - 05:13
    +1

    Tell your travel agent to charge your card $500. Pay the card surcharge if they have one.

    To me, charging something to a card means exactly that, charging to a card. It does not mean a funds transfer.

  • Shadowsfury on 12/06/2024 - 10:25

    Yeah I wouldn't have thought a transfer would count

    (I use the same card for the same reason)

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